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View 2026 Section 8 rent amounts, estimated payment standard ranges, and local median rent comparisons by ZIP code in Clay County, TN.
ZIP codes covered
8
2 bedroom rent range
$930 - $1,220
3 bedroom rent range
$1,220 - $1,600
Median rent ZIPs
6
The table below shows 2026 HUD Fair Market Rents for each zip code in Clay County, TN. Local housing authorities use FMR data when setting Section 8 payment standards, but actual payment standards are set locally and may differ from the FMR.
| Zip Code | Studio | 1 Bed | 2 Bed | 3 Bed | 4 Bed |
|---|---|---|---|---|---|
| 37150 | $820 | $860 | $950 | $1290 | $1450 |
| 38541 | $940 | $960 | $1220 | $1600 | $1650 |
| 38551 | $700 | $700 | $930 | $1290 | $1290 |
| 38562 | $700 | $700 | $930 | $1220 | $1290 |
| 38568 | $760 | $780 | $1010 | $1350 | $1400 |
| 38573 | $770 | $780 | $990 | $1230 | $1320 |
| 38575 | $710 | $720 | $930 | $1260 | $1300 |
| 38588 | $820 | $860 | $950 | $1230 | $1450 |
Zip Code:
37150
Studio Rent:
$820
1 Bedroom Rent:
$860
2 Bedroom Rent:
$950
3 Bedroom Rent:
$1290
4 Bedroom Rent:
$1450
Zip Code:
38541
Studio Rent:
$940
1 Bedroom Rent:
$960
2 Bedroom Rent:
$1220
3 Bedroom Rent:
$1600
4 Bedroom Rent:
$1650
Zip Code:
38551
Studio Rent:
$700
1 Bedroom Rent:
$700
2 Bedroom Rent:
$930
3 Bedroom Rent:
$1290
4 Bedroom Rent:
$1290
Zip Code:
38562
Studio Rent:
$700
1 Bedroom Rent:
$700
2 Bedroom Rent:
$930
3 Bedroom Rent:
$1220
4 Bedroom Rent:
$1290
Zip Code:
38568
Studio Rent:
$760
1 Bedroom Rent:
$780
2 Bedroom Rent:
$1010
3 Bedroom Rent:
$1350
4 Bedroom Rent:
$1400
Zip Code:
38573
Studio Rent:
$770
1 Bedroom Rent:
$780
2 Bedroom Rent:
$990
3 Bedroom Rent:
$1230
4 Bedroom Rent:
$1320
Zip Code:
38575
Studio Rent:
$710
1 Bedroom Rent:
$720
2 Bedroom Rent:
$930
3 Bedroom Rent:
$1260
4 Bedroom Rent:
$1300
Zip Code:
38588
Studio Rent:
$820
1 Bedroom Rent:
$860
2 Bedroom Rent:
$950
3 Bedroom Rent:
$1230
4 Bedroom Rent:
$1450
Local housing authorities commonly set payment standards around 90% to 110% of HUD Fair Market Rent, with exceptions possible. The ranges below are estimates based on HUD FMR data, not official local PHA payment standards.
| Zip Code | Studio | 1 Bed | 2 Bed | 3 Bed | 4 Bed |
|---|---|---|---|---|---|
| 37150 | $738 - $902 | $774 - $946 | $855 - $1,045 | $1,161 - $1,419 | $1,305 - $1,595 |
| 38541 | $846 - $1,034 | $864 - $1,056 | $1,098 - $1,342 | $1,440 - $1,760 | $1,485 - $1,815 |
| 38551 | $630 - $770 | $630 - $770 | $837 - $1,023 | $1,161 - $1,419 | $1,161 - $1,419 |
| 38562 | $630 - $770 | $630 - $770 | $837 - $1,023 | $1,098 - $1,342 | $1,161 - $1,419 |
| 38568 | $684 - $836 | $702 - $858 | $909 - $1,111 | $1,215 - $1,485 | $1,260 - $1,540 |
| 38573 | $693 - $847 | $702 - $858 | $891 - $1,089 | $1,107 - $1,353 | $1,188 - $1,452 |
| 38575 | $639 - $781 | $648 - $792 | $837 - $1,023 | $1,134 - $1,386 | $1,170 - $1,430 |
| 38588 | $738 - $902 | $774 - $946 | $855 - $1,045 | $1,107 - $1,353 | $1,305 - $1,595 |
This comparison uses Census ACS 2024 5-year median gross rent data by ZIP Code Tabulation Area. The table defaults to 2-bedroom and 3-bedroom units because those are the most common investor and landlord comparisons.
| Zip Code | 2 Bed Section 8 | 2 Bed Median Rent | 2 Bed Difference | 3 Bed Section 8 | 3 Bed Median Rent | 3 Bed Difference |
|---|---|---|---|---|---|---|
| 37150 | $950 | $643 | +$307 (+48%) | $1,290 | $792 | +$498 (+63%) |
| 38541 | $1,220 | $765 | +$455 (+59%) | $1,600 | N/A | N/A |
| 38551 | $930 | $545 | +$385 (+71%) | $1,290 | $741 | +$549 (+74%) |
| 38562 | $930 | $763 | +$167 (+22%) | $1,220 | $679 | +$541 (+80%) |
| 38573 | $990 | $458 | +$532 (+116%) | $1,230 | $593 | +$637 (+107%) |
| 38588 | $950 | $581 | +$369 (+64%) | $1,230 | N/A | N/A |
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