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View 2026 Section 8 rent amounts, estimated payment standard ranges, and local median rent comparisons by ZIP code in Bay City, MI.
ZIP codes covered
18
2 bedroom rent range
$970 - $1,340
3 bedroom rent range
$1,320 - $1,810
Median rent ZIPs
14
The table below shows 2026 HUD Fair Market Rents for each zip code in Bay City, MI. Local housing authorities use FMR data when setting Section 8 payment standards, but actual payment standards are set locally and may differ from the FMR.
| Zip Code | Studio | 1 Bed | 2 Bed | 3 Bed | 4 Bed |
|---|---|---|---|---|---|
| 48604 | $820 | $910 | $1190 | $1530 | $1580 |
| 48611 | $800 | $810 | $1020 | $1390 | $1500 |
| 48613 | $1000 | $1020 | $1300 | $1770 | $1940 |
| 48623 | $930 | $1020 | $1330 | $1720 | $1780 |
| 48631 | $780 | $780 | $990 | $1340 | $1460 |
| 48634 | $790 | $790 | $1030 | $1330 | $1430 |
| 48642 | $1020 | $1040 | $1340 | $1710 | $1890 |
| 48650 | $790 | $800 | $1010 | $1380 | $1500 |
| 48652 | $980 | $1030 | $1330 | $1810 | $2080 |
| 48658 | $690 | $740 | $970 | $1350 | $1520 |
| 48659 | $730 | $800 | $1050 | $1460 | $1640 |
| 48706 | $840 | $850 | $1070 | $1450 | $1580 |
| 48707 | $810 | $810 | $1030 | $1400 | $1520 |
| 48708 | $760 | $770 | $970 | $1320 | $1430 |
| 48710 | $810 | $810 | $1030 | $1400 | $1520 |
| 48732 | $780 | $780 | $990 | $1340 | $1460 |
| 48747 | $880 | $890 | $1130 | $1530 | $1660 |
| 48757 | $720 | $820 | $1030 | $1360 | $1480 |
Zip Code:
48604
Studio Rent:
$820
1 Bedroom Rent:
$910
2 Bedroom Rent:
$1190
3 Bedroom Rent:
$1530
4 Bedroom Rent:
$1580
Zip Code:
48611
Studio Rent:
$800
1 Bedroom Rent:
$810
2 Bedroom Rent:
$1020
3 Bedroom Rent:
$1390
4 Bedroom Rent:
$1500
Zip Code:
48613
Studio Rent:
$1000
1 Bedroom Rent:
$1020
2 Bedroom Rent:
$1300
3 Bedroom Rent:
$1770
4 Bedroom Rent:
$1940
Zip Code:
48623
Studio Rent:
$930
1 Bedroom Rent:
$1020
2 Bedroom Rent:
$1330
3 Bedroom Rent:
$1720
4 Bedroom Rent:
$1780
Zip Code:
48631
Studio Rent:
$780
1 Bedroom Rent:
$780
2 Bedroom Rent:
$990
3 Bedroom Rent:
$1340
4 Bedroom Rent:
$1460
Zip Code:
48634
Studio Rent:
$790
1 Bedroom Rent:
$790
2 Bedroom Rent:
$1030
3 Bedroom Rent:
$1330
4 Bedroom Rent:
$1430
Zip Code:
48642
Studio Rent:
$1020
1 Bedroom Rent:
$1040
2 Bedroom Rent:
$1340
3 Bedroom Rent:
$1710
4 Bedroom Rent:
$1890
Zip Code:
48650
Studio Rent:
$790
1 Bedroom Rent:
$800
2 Bedroom Rent:
$1010
3 Bedroom Rent:
$1380
4 Bedroom Rent:
$1500
Zip Code:
48652
Studio Rent:
$980
1 Bedroom Rent:
$1030
2 Bedroom Rent:
$1330
3 Bedroom Rent:
$1810
4 Bedroom Rent:
$2080
Zip Code:
48658
Studio Rent:
$690
1 Bedroom Rent:
$740
2 Bedroom Rent:
$970
3 Bedroom Rent:
$1350
4 Bedroom Rent:
$1520
Zip Code:
48659
Studio Rent:
$730
1 Bedroom Rent:
$800
2 Bedroom Rent:
$1050
3 Bedroom Rent:
$1460
4 Bedroom Rent:
$1640
Zip Code:
48706
Studio Rent:
$840
1 Bedroom Rent:
$850
2 Bedroom Rent:
$1070
3 Bedroom Rent:
$1450
4 Bedroom Rent:
$1580
Zip Code:
48707
Studio Rent:
$810
1 Bedroom Rent:
$810
2 Bedroom Rent:
$1030
3 Bedroom Rent:
$1400
4 Bedroom Rent:
$1520
Zip Code:
48708
Studio Rent:
$760
1 Bedroom Rent:
$770
2 Bedroom Rent:
$970
3 Bedroom Rent:
$1320
4 Bedroom Rent:
$1430
Zip Code:
48710
Studio Rent:
$810
1 Bedroom Rent:
$810
2 Bedroom Rent:
$1030
3 Bedroom Rent:
$1400
4 Bedroom Rent:
$1520
Zip Code:
48732
Studio Rent:
$780
1 Bedroom Rent:
$780
2 Bedroom Rent:
$990
3 Bedroom Rent:
$1340
4 Bedroom Rent:
$1460
Zip Code:
48747
Studio Rent:
$880
1 Bedroom Rent:
$890
2 Bedroom Rent:
$1130
3 Bedroom Rent:
$1530
4 Bedroom Rent:
$1660
Zip Code:
48757
Studio Rent:
$720
1 Bedroom Rent:
$820
2 Bedroom Rent:
$1030
3 Bedroom Rent:
$1360
4 Bedroom Rent:
$1480
Local housing authorities commonly set payment standards around 90% to 110% of HUD Fair Market Rent, with exceptions possible. The ranges below are estimates based on HUD FMR data, not official local PHA payment standards.
| Zip Code | Studio | 1 Bed | 2 Bed | 3 Bed | 4 Bed |
|---|---|---|---|---|---|
| 48604 | $738 - $902 | $819 - $1,001 | $1,071 - $1,309 | $1,377 - $1,683 | $1,422 - $1,738 |
| 48611 | $720 - $880 | $729 - $891 | $918 - $1,122 | $1,251 - $1,529 | $1,350 - $1,650 |
| 48613 | $900 - $1,100 | $918 - $1,122 | $1,170 - $1,430 | $1,593 - $1,947 | $1,746 - $2,134 |
| 48623 | $837 - $1,023 | $918 - $1,122 | $1,197 - $1,463 | $1,548 - $1,892 | $1,602 - $1,958 |
| 48631 | $702 - $858 | $702 - $858 | $891 - $1,089 | $1,206 - $1,474 | $1,314 - $1,606 |
| 48634 | $711 - $869 | $711 - $869 | $927 - $1,133 | $1,197 - $1,463 | $1,287 - $1,573 |
| 48642 | $918 - $1,122 | $936 - $1,144 | $1,206 - $1,474 | $1,539 - $1,881 | $1,701 - $2,079 |
| 48650 | $711 - $869 | $720 - $880 | $909 - $1,111 | $1,242 - $1,518 | $1,350 - $1,650 |
| 48652 | $882 - $1,078 | $927 - $1,133 | $1,197 - $1,463 | $1,629 - $1,991 | $1,872 - $2,288 |
| 48658 | $621 - $759 | $666 - $814 | $873 - $1,067 | $1,215 - $1,485 | $1,368 - $1,672 |
| 48659 | $657 - $803 | $720 - $880 | $945 - $1,155 | $1,314 - $1,606 | $1,476 - $1,804 |
| 48706 | $756 - $924 | $765 - $935 | $963 - $1,177 | $1,305 - $1,595 | $1,422 - $1,738 |
| 48707 | $729 - $891 | $729 - $891 | $927 - $1,133 | $1,260 - $1,540 | $1,368 - $1,672 |
| 48708 | $684 - $836 | $693 - $847 | $873 - $1,067 | $1,188 - $1,452 | $1,287 - $1,573 |
| 48710 | $729 - $891 | $729 - $891 | $927 - $1,133 | $1,260 - $1,540 | $1,368 - $1,672 |
| 48732 | $702 - $858 | $702 - $858 | $891 - $1,089 | $1,206 - $1,474 | $1,314 - $1,606 |
| 48747 | $792 - $968 | $801 - $979 | $1,017 - $1,243 | $1,377 - $1,683 | $1,494 - $1,826 |
| 48757 | $648 - $792 | $738 - $902 | $927 - $1,133 | $1,224 - $1,496 | $1,332 - $1,628 |
This comparison uses Census ACS 2024 5-year median gross rent data by ZIP Code Tabulation Area. The table defaults to 2-bedroom and 3-bedroom units because those are the most common investor and landlord comparisons.
| Zip Code | 2 Bed Section 8 | 2 Bed Median Rent | 2 Bed Difference | 3 Bed Section 8 | 3 Bed Median Rent | 3 Bed Difference |
|---|---|---|---|---|---|---|
| 48604 | $1,190 | $1,032 | +$158 (+15%) | $1,530 | $1,278 | +$252 (+20%) |
| 48611 | $1,020 | $918 | +$102 (+11%) | $1,390 | $1,277 | +$113 (+9%) |
| 48613 | $1,300 | N/A | N/A | $1,770 | $900 | +$870 (+97%) |
| 48623 | $1,330 | $1,112 | +$218 (+20%) | $1,720 | $1,671 | +$49 (+3%) |
| 48631 | $990 | N/A | N/A | $1,340 | $878 | +$462 (+53%) |
| 48642 | $1,340 | $1,173 | +$167 (+14%) | $1,710 | $1,283 | +$427 (+33%) |
| 48650 | $1,010 | $806 | +$204 (+25%) | $1,380 | $904 | +$476 (+53%) |
| 48652 | $1,330 | $525 | +$805 (+153%) | $1,810 | N/A | N/A |
| 48658 | $970 | $818 | +$152 (+19%) | $1,350 | $1,015 | +$335 (+33%) |
| 48659 | $1,050 | $865 | +$185 (+21%) | $1,460 | $892 | +$568 (+64%) |
| 48706 | $1,070 | $874 | +$196 (+22%) | $1,450 | $1,237 | +$213 (+17%) |
| 48708 | $970 | $927 | +$43 (+5%) | $1,320 | $1,084 | +$236 (+22%) |
| 48732 | $990 | $880 | +$110 (+13%) | $1,340 | $1,167 | +$173 (+15%) |
| 48757 | $1,030 | $841 | +$189 (+22%) | $1,360 | $1,313 | +$47 (+4%) |
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