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View 2026 Section 8 rent amounts, estimated payment standard ranges, and local median rent comparisons by ZIP code in Madison County, KY.
ZIP codes covered
8
2 bedroom rent range
$870 - $950
3 bedroom rent range
$1,200 - $1,320
Median rent ZIPs
5
The table below shows 2026 HUD Fair Market Rents for each zip code in Madison County, KY. Local housing authorities use FMR data when setting Section 8 payment standards, but actual payment standards are set locally and may differ from the FMR.
| Zip Code | Studio | 1 Bed | 2 Bed | 3 Bed | 4 Bed |
|---|---|---|---|---|---|
| 40385 | $670 | $800 | $920 | $1240 | $1390 |
| 40403 | $670 | $760 | $880 | $1210 | $1360 |
| 40404 | $670 | $760 | $880 | $1210 | $1360 |
| 40405 | $670 | $780 | $900 | $1250 | $1410 |
| 40456 | $670 | $750 | $870 | $1200 | $1310 |
| 40461 | $670 | $770 | $870 | $1200 | $1300 |
| 40475 | $690 | $820 | $950 | $1320 | $1490 |
| 40476 | $670 | $780 | $900 | $1250 | $1410 |
Zip Code:
40385
Studio Rent:
$670
1 Bedroom Rent:
$800
2 Bedroom Rent:
$920
3 Bedroom Rent:
$1240
4 Bedroom Rent:
$1390
Zip Code:
40403
Studio Rent:
$670
1 Bedroom Rent:
$760
2 Bedroom Rent:
$880
3 Bedroom Rent:
$1210
4 Bedroom Rent:
$1360
Zip Code:
40404
Studio Rent:
$670
1 Bedroom Rent:
$760
2 Bedroom Rent:
$880
3 Bedroom Rent:
$1210
4 Bedroom Rent:
$1360
Zip Code:
40405
Studio Rent:
$670
1 Bedroom Rent:
$780
2 Bedroom Rent:
$900
3 Bedroom Rent:
$1250
4 Bedroom Rent:
$1410
Zip Code:
40456
Studio Rent:
$670
1 Bedroom Rent:
$750
2 Bedroom Rent:
$870
3 Bedroom Rent:
$1200
4 Bedroom Rent:
$1310
Zip Code:
40461
Studio Rent:
$670
1 Bedroom Rent:
$770
2 Bedroom Rent:
$870
3 Bedroom Rent:
$1200
4 Bedroom Rent:
$1300
Zip Code:
40475
Studio Rent:
$690
1 Bedroom Rent:
$820
2 Bedroom Rent:
$950
3 Bedroom Rent:
$1320
4 Bedroom Rent:
$1490
Zip Code:
40476
Studio Rent:
$670
1 Bedroom Rent:
$780
2 Bedroom Rent:
$900
3 Bedroom Rent:
$1250
4 Bedroom Rent:
$1410
Local housing authorities commonly set payment standards around 90% to 110% of HUD Fair Market Rent, with exceptions possible. The ranges below are estimates based on HUD FMR data, not official local PHA payment standards.
| Zip Code | Studio | 1 Bed | 2 Bed | 3 Bed | 4 Bed |
|---|---|---|---|---|---|
| 40385 | $603 - $737 | $720 - $880 | $828 - $1,012 | $1,116 - $1,364 | $1,251 - $1,529 |
| 40403 | $603 - $737 | $684 - $836 | $792 - $968 | $1,089 - $1,331 | $1,224 - $1,496 |
| 40404 | $603 - $737 | $684 - $836 | $792 - $968 | $1,089 - $1,331 | $1,224 - $1,496 |
| 40405 | $603 - $737 | $702 - $858 | $810 - $990 | $1,125 - $1,375 | $1,269 - $1,551 |
| 40456 | $603 - $737 | $675 - $825 | $783 - $957 | $1,080 - $1,320 | $1,179 - $1,441 |
| 40461 | $603 - $737 | $693 - $847 | $783 - $957 | $1,080 - $1,320 | $1,170 - $1,430 |
| 40475 | $621 - $759 | $738 - $902 | $855 - $1,045 | $1,188 - $1,452 | $1,341 - $1,639 |
| 40476 | $603 - $737 | $702 - $858 | $810 - $990 | $1,125 - $1,375 | $1,269 - $1,551 |
This comparison uses Census ACS 2024 5-year median gross rent data by ZIP Code Tabulation Area. The table defaults to 2-bedroom and 3-bedroom units because those are the most common investor and landlord comparisons.
| Zip Code | 2 Bed Section 8 | 2 Bed Median Rent | 2 Bed Difference | 3 Bed Section 8 | 3 Bed Median Rent | 3 Bed Difference |
|---|---|---|---|---|---|---|
| 40385 | $920 | $915 | +$5 (+1%) | $1,240 | N/A | N/A |
| 40403 | $880 | $824 | +$56 (+7%) | $1,210 | $905 | +$305 (+34%) |
| 40456 | $870 | $637 | +$233 (+37%) | $1,200 | $803 | +$397 (+49%) |
| 40461 | $870 | N/A | N/A | $1,200 | $954 | +$246 (+26%) |
| 40475 | $950 | $906 | +$44 (+5%) | $1,320 | $1,097 | +$223 (+20%) |
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