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2026 Section 8 Rent Amounts in Panama City, FL

View 2026 Section 8 rent amounts, estimated payment standard ranges, and local median rent comparisons by ZIP code in Panama City, FL.

Free Section 8 rent calculator by ZIP code

ZIP codes covered

21

2 bedroom rent range

$1,450 - $2,290

3 bedroom rent range

$1,930 - $2,950

Median rent ZIPs

16

Section 8 Rent Amounts by Zip Code in Panama City

The table below shows 2026 HUD Fair Market Rents for each zip code in Panama City, FL. Local housing authorities use FMR data when setting Section 8 payment standards, but actual payment standards are set locally and may differ from the FMR.

Zip CodeStudio1 Bed2 Bed3 Bed4 Bed
32401$1240$1240$1450$1930$2440
32402$1420$1480$1680$2170$2690
32403$1940$2020$2290$2950$3660
32404$1360$1410$1600$2060$2560
32405$1440$1500$1700$2190$2720
32406$1420$1480$1680$2170$2690
32407$1900$1970$2240$2890$3580
32408$1390$1440$1640$2110$2620
32409$1240$1240$1450$1930$2440
32410$1760$1820$2070$2670$3310
32411$1420$1480$1680$2170$2690
32413$1560$1620$1840$2370$2940
32417$1420$1480$1680$2170$2690
32428$1240$1240$1450$1930$2440
32437$1240$1240$1450$1930$2440
32438$1240$1240$1450$1930$2440
32444$1550$1610$1830$2360$2930
32456$1460$1470$1910$2300$2560
32462$1240$1240$1450$1930$2440
32465$1240$1240$1450$1930$2440
32466$1240$1250$1450$1930$2440

Zip Code:

32401

Studio Rent:

$1240

1 Bedroom Rent:

$1240

2 Bedroom Rent:

$1450

3 Bedroom Rent:

$1930

4 Bedroom Rent:

$2440

Zip Code:

32402

Studio Rent:

$1420

1 Bedroom Rent:

$1480

2 Bedroom Rent:

$1680

3 Bedroom Rent:

$2170

4 Bedroom Rent:

$2690

Zip Code:

32403

Studio Rent:

$1940

1 Bedroom Rent:

$2020

2 Bedroom Rent:

$2290

3 Bedroom Rent:

$2950

4 Bedroom Rent:

$3660

Zip Code:

32404

Studio Rent:

$1360

1 Bedroom Rent:

$1410

2 Bedroom Rent:

$1600

3 Bedroom Rent:

$2060

4 Bedroom Rent:

$2560

Zip Code:

32405

Studio Rent:

$1440

1 Bedroom Rent:

$1500

2 Bedroom Rent:

$1700

3 Bedroom Rent:

$2190

4 Bedroom Rent:

$2720

Zip Code:

32406

Studio Rent:

$1420

1 Bedroom Rent:

$1480

2 Bedroom Rent:

$1680

3 Bedroom Rent:

$2170

4 Bedroom Rent:

$2690

Zip Code:

32407

Studio Rent:

$1900

1 Bedroom Rent:

$1970

2 Bedroom Rent:

$2240

3 Bedroom Rent:

$2890

4 Bedroom Rent:

$3580

Zip Code:

32408

Studio Rent:

$1390

1 Bedroom Rent:

$1440

2 Bedroom Rent:

$1640

3 Bedroom Rent:

$2110

4 Bedroom Rent:

$2620

Zip Code:

32409

Studio Rent:

$1240

1 Bedroom Rent:

$1240

2 Bedroom Rent:

$1450

3 Bedroom Rent:

$1930

4 Bedroom Rent:

$2440

Zip Code:

32410

Studio Rent:

$1760

1 Bedroom Rent:

$1820

2 Bedroom Rent:

$2070

3 Bedroom Rent:

$2670

4 Bedroom Rent:

$3310

Zip Code:

32411

Studio Rent:

$1420

1 Bedroom Rent:

$1480

2 Bedroom Rent:

$1680

3 Bedroom Rent:

$2170

4 Bedroom Rent:

$2690

Zip Code:

32413

Studio Rent:

$1560

1 Bedroom Rent:

$1620

2 Bedroom Rent:

$1840

3 Bedroom Rent:

$2370

4 Bedroom Rent:

$2940

Zip Code:

32417

Studio Rent:

$1420

1 Bedroom Rent:

$1480

2 Bedroom Rent:

$1680

3 Bedroom Rent:

$2170

4 Bedroom Rent:

$2690

Zip Code:

32428

Studio Rent:

$1240

1 Bedroom Rent:

$1240

2 Bedroom Rent:

$1450

3 Bedroom Rent:

$1930

4 Bedroom Rent:

$2440

Zip Code:

32437

Studio Rent:

$1240

1 Bedroom Rent:

$1240

2 Bedroom Rent:

$1450

3 Bedroom Rent:

$1930

4 Bedroom Rent:

$2440

Zip Code:

32438

Studio Rent:

$1240

1 Bedroom Rent:

$1240

2 Bedroom Rent:

$1450

3 Bedroom Rent:

$1930

4 Bedroom Rent:

$2440

Zip Code:

32444

Studio Rent:

$1550

1 Bedroom Rent:

$1610

2 Bedroom Rent:

$1830

3 Bedroom Rent:

$2360

4 Bedroom Rent:

$2930

Zip Code:

32456

Studio Rent:

$1460

1 Bedroom Rent:

$1470

2 Bedroom Rent:

$1910

3 Bedroom Rent:

$2300

4 Bedroom Rent:

$2560

Zip Code:

32462

Studio Rent:

$1240

1 Bedroom Rent:

$1240

2 Bedroom Rent:

$1450

3 Bedroom Rent:

$1930

4 Bedroom Rent:

$2440

Zip Code:

32465

Studio Rent:

$1240

1 Bedroom Rent:

$1240

2 Bedroom Rent:

$1450

3 Bedroom Rent:

$1930

4 Bedroom Rent:

$2440

Zip Code:

32466

Studio Rent:

$1240

1 Bedroom Rent:

$1250

2 Bedroom Rent:

$1450

3 Bedroom Rent:

$1930

4 Bedroom Rent:

$2440

Estimated Section 8 Payment Standard Range

Local housing authorities commonly set payment standards around 90% to 110% of HUD Fair Market Rent, with exceptions possible. The ranges below are estimates based on HUD FMR data, not official local PHA payment standards.

Zip CodeStudio1 Bed2 Bed3 Bed4 Bed
32401$1,116 - $1,364$1,116 - $1,364$1,305 - $1,595$1,737 - $2,123$2,196 - $2,684
32402$1,278 - $1,562$1,332 - $1,628$1,512 - $1,848$1,953 - $2,387$2,421 - $2,959
32403$1,746 - $2,134$1,818 - $2,222$2,061 - $2,519$2,655 - $3,245$3,294 - $4,026
32404$1,224 - $1,496$1,269 - $1,551$1,440 - $1,760$1,854 - $2,266$2,304 - $2,816
32405$1,296 - $1,584$1,350 - $1,650$1,530 - $1,870$1,971 - $2,409$2,448 - $2,992
32406$1,278 - $1,562$1,332 - $1,628$1,512 - $1,848$1,953 - $2,387$2,421 - $2,959
32407$1,710 - $2,090$1,773 - $2,167$2,016 - $2,464$2,601 - $3,179$3,222 - $3,938
32408$1,251 - $1,529$1,296 - $1,584$1,476 - $1,804$1,899 - $2,321$2,358 - $2,882
32409$1,116 - $1,364$1,116 - $1,364$1,305 - $1,595$1,737 - $2,123$2,196 - $2,684
32410$1,584 - $1,936$1,638 - $2,002$1,863 - $2,277$2,403 - $2,937$2,979 - $3,641
32411$1,278 - $1,562$1,332 - $1,628$1,512 - $1,848$1,953 - $2,387$2,421 - $2,959
32413$1,404 - $1,716$1,458 - $1,782$1,656 - $2,024$2,133 - $2,607$2,646 - $3,234
32417$1,278 - $1,562$1,332 - $1,628$1,512 - $1,848$1,953 - $2,387$2,421 - $2,959
32428$1,116 - $1,364$1,116 - $1,364$1,305 - $1,595$1,737 - $2,123$2,196 - $2,684
32437$1,116 - $1,364$1,116 - $1,364$1,305 - $1,595$1,737 - $2,123$2,196 - $2,684
32438$1,116 - $1,364$1,116 - $1,364$1,305 - $1,595$1,737 - $2,123$2,196 - $2,684
32444$1,395 - $1,705$1,449 - $1,771$1,647 - $2,013$2,124 - $2,596$2,637 - $3,223
32456$1,314 - $1,606$1,323 - $1,617$1,719 - $2,101$2,070 - $2,530$2,304 - $2,816
32462$1,116 - $1,364$1,116 - $1,364$1,305 - $1,595$1,737 - $2,123$2,196 - $2,684
32465$1,116 - $1,364$1,116 - $1,364$1,305 - $1,595$1,737 - $2,123$2,196 - $2,684
32466$1,116 - $1,364$1,125 - $1,375$1,305 - $1,595$1,737 - $2,123$2,196 - $2,684

Section 8 Rent Amounts vs Local Median Rent

This comparison uses Census ACS 2024 5-year median gross rent data by ZIP Code Tabulation Area. The table defaults to 2-bedroom and 3-bedroom units because those are the most common investor and landlord comparisons.

Zip Code2 Bed Section 82 Bed Median Rent2 Bed Difference3 Bed Section 83 Bed Median Rent3 Bed Difference
32401$1,450$1,125+$325 (+29%)$1,930$1,337+$593 (+44%)
32403$2,290N/AN/A$2,950$2,565+$385 (+15%)
32404$1,600$1,324+$276 (+21%)$2,060$1,726+$334 (+19%)
32405$1,700$1,401+$299 (+21%)$2,190$1,593+$597 (+37%)
32407$2,240$1,965+$275 (+14%)$2,890$1,870+$1,020 (+55%)
32408$1,640$1,492+$148 (+10%)$2,110$1,973+$137 (+7%)
32409$1,450$967+$483 (+50%)$1,930$1,227+$703 (+57%)
32413$1,840$1,750+$90 (+5%)$2,370$1,921+$449 (+23%)
32428$1,450$817+$633 (+77%)$1,930$1,013+$917 (+91%)
32437$1,450$950+$500 (+53%)$1,930N/AN/A
32438$1,450N/AN/A$1,930N/AN/A
32444$1,830$1,390+$440 (+32%)$2,360$1,627+$733 (+45%)
32456$1,910$1,337+$573 (+43%)$2,300$1,668+$632 (+38%)
32462$1,450$903+$547 (+61%)$1,930$769+$1,161 (+151%)
32465$1,450$556+$894 (+161%)$1,930$1,138+$792 (+70%)
32466$1,450$879+$571 (+65%)$1,930$1,350+$580 (+43%)

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