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View 2026 Section 8 rent amounts, estimated payment standard ranges, and local median rent comparisons by ZIP code in Swain County, NC.
ZIP codes covered
6
2 bedroom rent range
$930 - $1,160
3 bedroom rent range
$1,240 - $1,540
Median rent ZIPs
4
The table below shows 2026 HUD Fair Market Rents for each zip code in Swain County, NC. Local housing authorities use FMR data when setting Section 8 payment standards, but actual payment standards are set locally and may differ from the FMR.
| Zip Code | Studio | 1 Bed | 2 Bed | 3 Bed | 4 Bed |
|---|---|---|---|---|---|
| 28702 | $800 | $830 | $940 | $1250 | $1390 |
| 28713 | $800 | $810 | $930 | $1260 | $1390 |
| 28719 | $890 | $1000 | $1110 | $1330 | $1570 |
| 28771 | $810 | $880 | $960 | $1240 | $1440 |
| 28781 | $730 | $820 | $970 | $1260 | $1410 |
| 28789 | $1010 | $1040 | $1160 | $1540 | $1590 |
Zip Code:
28702
Studio Rent:
$800
1 Bedroom Rent:
$830
2 Bedroom Rent:
$940
3 Bedroom Rent:
$1250
4 Bedroom Rent:
$1390
Zip Code:
28713
Studio Rent:
$800
1 Bedroom Rent:
$810
2 Bedroom Rent:
$930
3 Bedroom Rent:
$1260
4 Bedroom Rent:
$1390
Zip Code:
28719
Studio Rent:
$890
1 Bedroom Rent:
$1000
2 Bedroom Rent:
$1110
3 Bedroom Rent:
$1330
4 Bedroom Rent:
$1570
Zip Code:
28771
Studio Rent:
$810
1 Bedroom Rent:
$880
2 Bedroom Rent:
$960
3 Bedroom Rent:
$1240
4 Bedroom Rent:
$1440
Zip Code:
28781
Studio Rent:
$730
1 Bedroom Rent:
$820
2 Bedroom Rent:
$970
3 Bedroom Rent:
$1260
4 Bedroom Rent:
$1410
Zip Code:
28789
Studio Rent:
$1010
1 Bedroom Rent:
$1040
2 Bedroom Rent:
$1160
3 Bedroom Rent:
$1540
4 Bedroom Rent:
$1590
Local housing authorities commonly set payment standards around 90% to 110% of HUD Fair Market Rent, with exceptions possible. The ranges below are estimates based on HUD FMR data, not official local PHA payment standards.
| Zip Code | Studio | 1 Bed | 2 Bed | 3 Bed | 4 Bed |
|---|---|---|---|---|---|
| 28702 | $720 - $880 | $747 - $913 | $846 - $1,034 | $1,125 - $1,375 | $1,251 - $1,529 |
| 28713 | $720 - $880 | $729 - $891 | $837 - $1,023 | $1,134 - $1,386 | $1,251 - $1,529 |
| 28719 | $801 - $979 | $900 - $1,100 | $999 - $1,221 | $1,197 - $1,463 | $1,413 - $1,727 |
| 28771 | $729 - $891 | $792 - $968 | $864 - $1,056 | $1,116 - $1,364 | $1,296 - $1,584 |
| 28781 | $657 - $803 | $738 - $902 | $873 - $1,067 | $1,134 - $1,386 | $1,269 - $1,551 |
| 28789 | $909 - $1,111 | $936 - $1,144 | $1,044 - $1,276 | $1,386 - $1,694 | $1,431 - $1,749 |
This comparison uses Census ACS 2024 5-year median gross rent data by ZIP Code Tabulation Area. The table defaults to 2-bedroom and 3-bedroom units because those are the most common investor and landlord comparisons.
| Zip Code | 2 Bed Section 8 | 2 Bed Median Rent | 2 Bed Difference | 3 Bed Section 8 | 3 Bed Median Rent | 3 Bed Difference |
|---|---|---|---|---|---|---|
| 28713 | $930 | $719 | +$211 (+29%) | $1,260 | $1,054 | +$206 (+20%) |
| 28719 | $1,110 | $836 | +$274 (+33%) | $1,330 | $1,137 | +$193 (+17%) |
| 28771 | $960 | $654 | +$306 (+47%) | $1,240 | $815 | +$425 (+52%) |
| 28789 | $1,160 | $1,038 | +$122 (+12%) | $1,540 | $992 | +$548 (+55%) |
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