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2025 FMR And Section 8 Rents For Cotton County OK

Section 8 is a federal program that guarantees monthly rent payments to landlords. The U.S. Department of Housing and Urban Development (HUD) publishes Fair Market Rents, which are 40th percentile averages of local rents, to determine their standard payment amount.

Use our Section 8 rents table to find the best market for Section 8 investment. See Section 8 rents in each zip code of cotton-county, OK.

Typically, the government guarantees 70% of the rent payment, and the tenant pays the remaining 30%. Section 8 tenants typically stay in their units 6-7x longer than regular tenants.

Zip CodeStudio1 Bed2 Bed3 Bed4 Bed
38838$690$694$891$1080$1190
38834$690$700$900$1120$1240
38829$850$850$1090$1520$1820
38843$700$700$900$1090$1250
38841$690$694$891$1080$1190
38827$710$720$910$1140$1270
38828$690$694$891$1080$1190
38833$690$694$891$1080$1190
38824$700$700$900$1270$1530
38826$700$700$900$1090$1200

Zip Code:

38838

Studio Rent:

$690

1 Bedroom Rent:

$694

2 Bedroom Rent:

$891

3 Bedroom Rent:

$1080

4 Bedroom Rent:

$1190

Zip Code:

38834

Studio Rent:

$690

1 Bedroom Rent:

$700

2 Bedroom Rent:

$900

3 Bedroom Rent:

$1120

4 Bedroom Rent:

$1240

Zip Code:

38829

Studio Rent:

$850

1 Bedroom Rent:

$850

2 Bedroom Rent:

$1090

3 Bedroom Rent:

$1520

4 Bedroom Rent:

$1820

Zip Code:

38843

Studio Rent:

$700

1 Bedroom Rent:

$700

2 Bedroom Rent:

$900

3 Bedroom Rent:

$1090

4 Bedroom Rent:

$1250

Zip Code:

38841

Studio Rent:

$690

1 Bedroom Rent:

$694

2 Bedroom Rent:

$891

3 Bedroom Rent:

$1080

4 Bedroom Rent:

$1190

Zip Code:

38827

Studio Rent:

$710

1 Bedroom Rent:

$720

2 Bedroom Rent:

$910

3 Bedroom Rent:

$1140

4 Bedroom Rent:

$1270

Zip Code:

38828

Studio Rent:

$690

1 Bedroom Rent:

$694

2 Bedroom Rent:

$891

3 Bedroom Rent:

$1080

4 Bedroom Rent:

$1190

Zip Code:

38833

Studio Rent:

$690

1 Bedroom Rent:

$694

2 Bedroom Rent:

$891

3 Bedroom Rent:

$1080

4 Bedroom Rent:

$1190

Zip Code:

38824

Studio Rent:

$700

1 Bedroom Rent:

$700

2 Bedroom Rent:

$900

3 Bedroom Rent:

$1270

4 Bedroom Rent:

$1530

Zip Code:

38826

Studio Rent:

$700

1 Bedroom Rent:

$700

2 Bedroom Rent:

$900

3 Bedroom Rent:

$1090

4 Bedroom Rent:

$1200

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Frequently Asked Section 8 Investing Questions

Fair Market Rent (FMR): HUD sets FMR by bedroom size for each area.

Payment Standard: The local PHA sets this between 90–110% of the FMR. It's the max PHA assistance.

Gross Rent: Contract rent (charged by landlord) + utility allowance (estimated tenant utility costs). Must fit payment standard limits.

Housing Assistance Payment (HAP):

The PHA pays the lower of:

  • Payment standard - Tenant's Total Tenant Payment (TTP).
  • Gross rent - TTP.

Example:

  • Payment standard: $1,500
  • Contract rent: $1,400
  • Utility allowance: $100
  • Tenant's TTP: $400
  • Gross rent: $1,500 ($1,400 + $100).
  • HAP: $1,100 (lower of $1,500 - $400 or $1,500 - $400).

Landlord receives $1,100 (PHA) + $400 (tenant) = $1,500 total.