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2025 FMR And Section 8 Rents For Bay City MI

Section 8 is a federal program that guarantees monthly rent payments to landlords. The U.S. Department of Housing and Urban Development (HUD) publishes Fair Market Rents, which are 40th percentile averages of local rents, to determine their standard payment amount.

Use our Section 8 rents table to find the best market for Section 8 investment. See Section 8 rents in each zip code of bay-city, MI.

Typically, the government guarantees 70% of the rent payment, and the tenant pays the remaining 30%. Section 8 tenants typically stay in their units 6-7x longer than regular tenants.

Zip CodeStudio1 Bed2 Bed3 Bed4 Bed
7087$731$740$940$1250$1370
7077$840$840$1070$1420$1560
7090$731$740$940$1250$1370
7080$731$736$937$1246$1367
7092$731$736$937$1246$1367
7095$731$736$937$1246$1367
7086$731$736$937$1246$1367
7094$731$736$937$1246$1367
7083$1010$1020$1310$1730$1860
7076$731$740$940$1250$1370
7075$731$810$1070$1380$1430
7078$800$890$1170$1510$1560
7088$770$770$980$1300$1430
7093$731$740$940$1250$1370
7102$731$736$937$1246$1367
7079$731$736$937$1246$1367
7082$800$800$1020$1360$1490
7081$890$890$1170$1540$1580

Zip Code:

7087

Studio Rent:

$731

1 Bedroom Rent:

$740

2 Bedroom Rent:

$940

3 Bedroom Rent:

$1250

4 Bedroom Rent:

$1370

Zip Code:

7077

Studio Rent:

$840

1 Bedroom Rent:

$840

2 Bedroom Rent:

$1070

3 Bedroom Rent:

$1420

4 Bedroom Rent:

$1560

Zip Code:

7090

Studio Rent:

$731

1 Bedroom Rent:

$740

2 Bedroom Rent:

$940

3 Bedroom Rent:

$1250

4 Bedroom Rent:

$1370

Zip Code:

7080

Studio Rent:

$731

1 Bedroom Rent:

$736

2 Bedroom Rent:

$937

3 Bedroom Rent:

$1246

4 Bedroom Rent:

$1367

Zip Code:

7092

Studio Rent:

$731

1 Bedroom Rent:

$736

2 Bedroom Rent:

$937

3 Bedroom Rent:

$1246

4 Bedroom Rent:

$1367

Zip Code:

7095

Studio Rent:

$731

1 Bedroom Rent:

$736

2 Bedroom Rent:

$937

3 Bedroom Rent:

$1246

4 Bedroom Rent:

$1367

Zip Code:

7086

Studio Rent:

$731

1 Bedroom Rent:

$736

2 Bedroom Rent:

$937

3 Bedroom Rent:

$1246

4 Bedroom Rent:

$1367

Zip Code:

7094

Studio Rent:

$731

1 Bedroom Rent:

$736

2 Bedroom Rent:

$937

3 Bedroom Rent:

$1246

4 Bedroom Rent:

$1367

Zip Code:

7083

Studio Rent:

$1010

1 Bedroom Rent:

$1020

2 Bedroom Rent:

$1310

3 Bedroom Rent:

$1730

4 Bedroom Rent:

$1860

Zip Code:

7076

Studio Rent:

$731

1 Bedroom Rent:

$740

2 Bedroom Rent:

$940

3 Bedroom Rent:

$1250

4 Bedroom Rent:

$1370

Zip Code:

7075

Studio Rent:

$731

1 Bedroom Rent:

$810

2 Bedroom Rent:

$1070

3 Bedroom Rent:

$1380

4 Bedroom Rent:

$1430

Zip Code:

7078

Studio Rent:

$800

1 Bedroom Rent:

$890

2 Bedroom Rent:

$1170

3 Bedroom Rent:

$1510

4 Bedroom Rent:

$1560

Zip Code:

7088

Studio Rent:

$770

1 Bedroom Rent:

$770

2 Bedroom Rent:

$980

3 Bedroom Rent:

$1300

4 Bedroom Rent:

$1430

Zip Code:

7093

Studio Rent:

$731

1 Bedroom Rent:

$740

2 Bedroom Rent:

$940

3 Bedroom Rent:

$1250

4 Bedroom Rent:

$1370

Zip Code:

7102

Studio Rent:

$731

1 Bedroom Rent:

$736

2 Bedroom Rent:

$937

3 Bedroom Rent:

$1246

4 Bedroom Rent:

$1367

Zip Code:

7079

Studio Rent:

$731

1 Bedroom Rent:

$736

2 Bedroom Rent:

$937

3 Bedroom Rent:

$1246

4 Bedroom Rent:

$1367

Zip Code:

7082

Studio Rent:

$800

1 Bedroom Rent:

$800

2 Bedroom Rent:

$1020

3 Bedroom Rent:

$1360

4 Bedroom Rent:

$1490

Zip Code:

7081

Studio Rent:

$890

1 Bedroom Rent:

$890

2 Bedroom Rent:

$1170

3 Bedroom Rent:

$1540

4 Bedroom Rent:

$1580

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Frequently Asked Section 8 Investing Questions

Fair Market Rent (FMR): HUD sets FMR by bedroom size for each area.

Payment Standard: The local PHA sets this between 90–110% of the FMR. It's the max PHA assistance.

Gross Rent: Contract rent (charged by landlord) + utility allowance (estimated tenant utility costs). Must fit payment standard limits.

Housing Assistance Payment (HAP):

The PHA pays the lower of:

  • Payment standard - Tenant's Total Tenant Payment (TTP).
  • Gross rent - TTP.

Example:

  • Payment standard: $1,500
  • Contract rent: $1,400
  • Utility allowance: $100
  • Tenant's TTP: $400
  • Gross rent: $1,500 ($1,400 + $100).
  • HAP: $1,100 (lower of $1,500 - $400 or $1,500 - $400).

Landlord receives $1,100 (PHA) + $400 (tenant) = $1,500 total.