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2025 FMR And Section 8 Rents For Lowell MA

Section 8 is a federal program that guarantees monthly rent payments to landlords. The U.S. Department of Housing and Urban Development (HUD) publishes Fair Market Rents, which are 40th percentile averages of local rents, to determine their standard payment amount.

Use our Section 8 rents table to find the best market for Section 8 investment. See Section 8 rents in each zip code of lowell, MA.

Typically, the government guarantees 70% of the rent payment, and the tenant pays the remaining 30%. Section 8 tenants typically stay in their units 6-7x longer than regular tenants.

Zip CodeStudio1 Bed2 Bed3 Bed4 Bed
11931$1670$1850$2430$2940$3240
11948$2650$2850$3390$4100$4510
11792$1830$1980$2380$2890$3190
11795$1830$1980$2380$2890$3190
11797$1970$2120$2520$3050$3360
11933$1369$1518$1995$2412$2657
11934$1369$1518$1995$2412$2657
11937$1369$1518$1995$2412$2657
11941$1740$1930$2540$3070$3380
11803$1830$1980$2420$2930$3220
11801$1710$1960$2530$3070$3370
11901$1830$1980$2470$2990$3290
11939$1510$1670$2200$2660$2930
11946$1420$1580$2070$2500$2760
11798$2520$2710$3220$3890$4290
11804$1740$1930$2540$3070$3380
11796$1740$1930$2540$3070$3380
11944$2040$2270$2980$3600$3970
11942$1740$1930$2540$3070$3380
11947$2050$2280$2990$3620$3980
11935$1740$1930$2540$3070$3380
11930$1370$1518$1995$2412$2657
11794$1990$2140$2540$3070$3380
11932$1369$1518$1995$2412$2657
11793$1830$1980$2380$2890$3190
11940$1369$1518$1995$2412$2657

Zip Code:

11931

Studio Rent:

$1670

1 Bedroom Rent:

$1850

2 Bedroom Rent:

$2430

3 Bedroom Rent:

$2940

4 Bedroom Rent:

$3240

Zip Code:

11948

Studio Rent:

$2650

1 Bedroom Rent:

$2850

2 Bedroom Rent:

$3390

3 Bedroom Rent:

$4100

4 Bedroom Rent:

$4510

Zip Code:

11792

Studio Rent:

$1830

1 Bedroom Rent:

$1980

2 Bedroom Rent:

$2380

3 Bedroom Rent:

$2890

4 Bedroom Rent:

$3190

Zip Code:

11795

Studio Rent:

$1830

1 Bedroom Rent:

$1980

2 Bedroom Rent:

$2380

3 Bedroom Rent:

$2890

4 Bedroom Rent:

$3190

Zip Code:

11797

Studio Rent:

$1970

1 Bedroom Rent:

$2120

2 Bedroom Rent:

$2520

3 Bedroom Rent:

$3050

4 Bedroom Rent:

$3360

Zip Code:

11933

Studio Rent:

$1369

1 Bedroom Rent:

$1518

2 Bedroom Rent:

$1995

3 Bedroom Rent:

$2412

4 Bedroom Rent:

$2657

Zip Code:

11934

Studio Rent:

$1369

1 Bedroom Rent:

$1518

2 Bedroom Rent:

$1995

3 Bedroom Rent:

$2412

4 Bedroom Rent:

$2657

Zip Code:

11937

Studio Rent:

$1369

1 Bedroom Rent:

$1518

2 Bedroom Rent:

$1995

3 Bedroom Rent:

$2412

4 Bedroom Rent:

$2657

Zip Code:

11941

Studio Rent:

$1740

1 Bedroom Rent:

$1930

2 Bedroom Rent:

$2540

3 Bedroom Rent:

$3070

4 Bedroom Rent:

$3380

Zip Code:

11803

Studio Rent:

$1830

1 Bedroom Rent:

$1980

2 Bedroom Rent:

$2420

3 Bedroom Rent:

$2930

4 Bedroom Rent:

$3220

Zip Code:

11801

Studio Rent:

$1710

1 Bedroom Rent:

$1960

2 Bedroom Rent:

$2530

3 Bedroom Rent:

$3070

4 Bedroom Rent:

$3370

Zip Code:

11901

Studio Rent:

$1830

1 Bedroom Rent:

$1980

2 Bedroom Rent:

$2470

3 Bedroom Rent:

$2990

4 Bedroom Rent:

$3290

Zip Code:

11939

Studio Rent:

$1510

1 Bedroom Rent:

$1670

2 Bedroom Rent:

$2200

3 Bedroom Rent:

$2660

4 Bedroom Rent:

$2930

Zip Code:

11946

Studio Rent:

$1420

1 Bedroom Rent:

$1580

2 Bedroom Rent:

$2070

3 Bedroom Rent:

$2500

4 Bedroom Rent:

$2760

Zip Code:

11798

Studio Rent:

$2520

1 Bedroom Rent:

$2710

2 Bedroom Rent:

$3220

3 Bedroom Rent:

$3890

4 Bedroom Rent:

$4290

Zip Code:

11804

Studio Rent:

$1740

1 Bedroom Rent:

$1930

2 Bedroom Rent:

$2540

3 Bedroom Rent:

$3070

4 Bedroom Rent:

$3380

Zip Code:

11796

Studio Rent:

$1740

1 Bedroom Rent:

$1930

2 Bedroom Rent:

$2540

3 Bedroom Rent:

$3070

4 Bedroom Rent:

$3380

Zip Code:

11944

Studio Rent:

$2040

1 Bedroom Rent:

$2270

2 Bedroom Rent:

$2980

3 Bedroom Rent:

$3600

4 Bedroom Rent:

$3970

Zip Code:

11942

Studio Rent:

$1740

1 Bedroom Rent:

$1930

2 Bedroom Rent:

$2540

3 Bedroom Rent:

$3070

4 Bedroom Rent:

$3380

Zip Code:

11947

Studio Rent:

$2050

1 Bedroom Rent:

$2280

2 Bedroom Rent:

$2990

3 Bedroom Rent:

$3620

4 Bedroom Rent:

$3980

Zip Code:

11935

Studio Rent:

$1740

1 Bedroom Rent:

$1930

2 Bedroom Rent:

$2540

3 Bedroom Rent:

$3070

4 Bedroom Rent:

$3380

Zip Code:

11930

Studio Rent:

$1370

1 Bedroom Rent:

$1518

2 Bedroom Rent:

$1995

3 Bedroom Rent:

$2412

4 Bedroom Rent:

$2657

Zip Code:

11794

Studio Rent:

$1990

1 Bedroom Rent:

$2140

2 Bedroom Rent:

$2540

3 Bedroom Rent:

$3070

4 Bedroom Rent:

$3380

Zip Code:

11932

Studio Rent:

$1369

1 Bedroom Rent:

$1518

2 Bedroom Rent:

$1995

3 Bedroom Rent:

$2412

4 Bedroom Rent:

$2657

Zip Code:

11793

Studio Rent:

$1830

1 Bedroom Rent:

$1980

2 Bedroom Rent:

$2380

3 Bedroom Rent:

$2890

4 Bedroom Rent:

$3190

Zip Code:

11940

Studio Rent:

$1369

1 Bedroom Rent:

$1518

2 Bedroom Rent:

$1995

3 Bedroom Rent:

$2412

4 Bedroom Rent:

$2657

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Frequently Asked Section 8 Investing Questions

Fair Market Rent (FMR): HUD sets FMR by bedroom size for each area.

Payment Standard: The local PHA sets this between 90–110% of the FMR. It's the max PHA assistance.

Gross Rent: Contract rent (charged by landlord) + utility allowance (estimated tenant utility costs). Must fit payment standard limits.

Housing Assistance Payment (HAP):

The PHA pays the lower of:

  • Payment standard - Tenant's Total Tenant Payment (TTP).
  • Gross rent - TTP.

Example:

  • Payment standard: $1,500
  • Contract rent: $1,400
  • Utility allowance: $100
  • Tenant's TTP: $400
  • Gross rent: $1,500 ($1,400 + $100).
  • HAP: $1,100 (lower of $1,500 - $400 or $1,500 - $400).

Landlord receives $1,100 (PHA) + $400 (tenant) = $1,500 total.