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2025 FMR And Section 8 Rents For Carter County KY

Section 8 is a federal program that guarantees monthly rent payments to landlords. The U.S. Department of Housing and Urban Development (HUD) publishes Fair Market Rents, which are 40th percentile averages of local rents, to determine their standard payment amount.

Use our Section 8 rents table to find the best market for Section 8 investment. See Section 8 rents in each zip code of carter-county, KY.

Typically, the government guarantees 70% of the rent payment, and the tenant pays the remaining 30%. Section 8 tenants typically stay in their units 6-7x longer than regular tenants.

Zip CodeStudio1 Bed2 Bed3 Bed4 Bed
32310$650$650$860$1140$1150
32311$650$660$860$1140$1150
32308$650$650$860$1140$1150
32317$650$650$860$1140$1150
32324$643$650$850$1130$1132
32323$643$650$850$1130$1132
32321$643$650$850$1130$1132
32309$690$710$860$1140$1230
32322$680$690$860$1140$1210
32312$650$660$860$1140$1150
32320$740$750$910$1200$1320
32305$700$710$930$1230$1240

Zip Code:

32310

Studio Rent:

$650

1 Bedroom Rent:

$650

2 Bedroom Rent:

$860

3 Bedroom Rent:

$1140

4 Bedroom Rent:

$1150

Zip Code:

32311

Studio Rent:

$650

1 Bedroom Rent:

$660

2 Bedroom Rent:

$860

3 Bedroom Rent:

$1140

4 Bedroom Rent:

$1150

Zip Code:

32308

Studio Rent:

$650

1 Bedroom Rent:

$650

2 Bedroom Rent:

$860

3 Bedroom Rent:

$1140

4 Bedroom Rent:

$1150

Zip Code:

32317

Studio Rent:

$650

1 Bedroom Rent:

$650

2 Bedroom Rent:

$860

3 Bedroom Rent:

$1140

4 Bedroom Rent:

$1150

Zip Code:

32324

Studio Rent:

$643

1 Bedroom Rent:

$650

2 Bedroom Rent:

$850

3 Bedroom Rent:

$1130

4 Bedroom Rent:

$1132

Zip Code:

32323

Studio Rent:

$643

1 Bedroom Rent:

$650

2 Bedroom Rent:

$850

3 Bedroom Rent:

$1130

4 Bedroom Rent:

$1132

Zip Code:

32321

Studio Rent:

$643

1 Bedroom Rent:

$650

2 Bedroom Rent:

$850

3 Bedroom Rent:

$1130

4 Bedroom Rent:

$1132

Zip Code:

32309

Studio Rent:

$690

1 Bedroom Rent:

$710

2 Bedroom Rent:

$860

3 Bedroom Rent:

$1140

4 Bedroom Rent:

$1230

Zip Code:

32322

Studio Rent:

$680

1 Bedroom Rent:

$690

2 Bedroom Rent:

$860

3 Bedroom Rent:

$1140

4 Bedroom Rent:

$1210

Zip Code:

32312

Studio Rent:

$650

1 Bedroom Rent:

$660

2 Bedroom Rent:

$860

3 Bedroom Rent:

$1140

4 Bedroom Rent:

$1150

Zip Code:

32320

Studio Rent:

$740

1 Bedroom Rent:

$750

2 Bedroom Rent:

$910

3 Bedroom Rent:

$1200

4 Bedroom Rent:

$1320

Zip Code:

32305

Studio Rent:

$700

1 Bedroom Rent:

$710

2 Bedroom Rent:

$930

3 Bedroom Rent:

$1230

4 Bedroom Rent:

$1240

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Frequently Asked Section 8 Investing Questions

Fair Market Rent (FMR): HUD sets FMR by bedroom size for each area.

Payment Standard: The local PHA sets this between 90–110% of the FMR. It's the max PHA assistance.

Gross Rent: Contract rent (charged by landlord) + utility allowance (estimated tenant utility costs). Must fit payment standard limits.

Housing Assistance Payment (HAP):

The PHA pays the lower of:

  • Payment standard - Tenant's Total Tenant Payment (TTP).
  • Gross rent - TTP.

Example:

  • Payment standard: $1,500
  • Contract rent: $1,400
  • Utility allowance: $100
  • Tenant's TTP: $400
  • Gross rent: $1,500 ($1,400 + $100).
  • HAP: $1,100 (lower of $1,500 - $400 or $1,500 - $400).

Landlord receives $1,100 (PHA) + $400 (tenant) = $1,500 total.