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2025 FMR And Section 8 Rents For Waterloo Cedar Falls IA

Section 8 is a federal program that guarantees monthly rent payments to landlords. The U.S. Department of Housing and Urban Development (HUD) publishes Fair Market Rents, which are 40th percentile averages of local rents, to determine their standard payment amount.

Use our Section 8 rents table to find the best market for Section 8 investment. See Section 8 rents in each zip code of waterloo-cedar-falls, IA.

Typically, the government guarantees 70% of the rent payment, and the tenant pays the remaining 30%. Section 8 tenants typically stay in their units 6-7x longer than regular tenants.

Zip CodeStudio1 Bed2 Bed3 Bed4 Bed
76374$640$737$944$1250$1602
76449$640$737$944$1250$1602
76377$660$760$970$1290$1620
76372$640$737$944$1250$1602
76453$650$750$960$1270$1630
76432$640$737$944$1250$1602
76437$640$737$944$1250$1602
76427$640$737$944$1250$1602
76389$640$737$944$1250$1602
76401$640$737$944$1250$1602
76445$640$737$944$1250$1602
76370$640$737$944$1250$1602
76436$640$737$944$1250$1602
76402$640$737$944$1250$1602
76442$640$737$944$1250$1602
76433$640$737$944$1250$1602
76454$640$740$950$1260$1610
76443$640$737$944$1250$1602
76379$730$840$1070$1420$1820
76373$640$737$944$1250$1602
76430$730$840$1070$1420$1820
76367$640$737$944$1250$1602
76455$640$737$944$1250$1602
76444$640$737$944$1250$1602
76380$640$737$944$1250$1602
76448$640$740$950$1260$1610
76426$640$737$944$1250$1602
76450$640$737$944$1250$1602
76446$640$737$944$1250$1602
76431$640$737$944$1250$1602
76371$640$737$944$1250$1602
76452$640$737$944$1250$1602
76424$640$737$944$1250$1602
76435$640$737$944$1250$1602
76384$640$737$944$1250$1602
76388$640$740$950$1260$1610
76429$740$850$1090$1440$1850

Zip Code:

76374

Studio Rent:

$640

1 Bedroom Rent:

$737

2 Bedroom Rent:

$944

3 Bedroom Rent:

$1250

4 Bedroom Rent:

$1602

Zip Code:

76449

Studio Rent:

$640

1 Bedroom Rent:

$737

2 Bedroom Rent:

$944

3 Bedroom Rent:

$1250

4 Bedroom Rent:

$1602

Zip Code:

76377

Studio Rent:

$660

1 Bedroom Rent:

$760

2 Bedroom Rent:

$970

3 Bedroom Rent:

$1290

4 Bedroom Rent:

$1620

Zip Code:

76372

Studio Rent:

$640

1 Bedroom Rent:

$737

2 Bedroom Rent:

$944

3 Bedroom Rent:

$1250

4 Bedroom Rent:

$1602

Zip Code:

76453

Studio Rent:

$650

1 Bedroom Rent:

$750

2 Bedroom Rent:

$960

3 Bedroom Rent:

$1270

4 Bedroom Rent:

$1630

Zip Code:

76432

Studio Rent:

$640

1 Bedroom Rent:

$737

2 Bedroom Rent:

$944

3 Bedroom Rent:

$1250

4 Bedroom Rent:

$1602

Zip Code:

76437

Studio Rent:

$640

1 Bedroom Rent:

$737

2 Bedroom Rent:

$944

3 Bedroom Rent:

$1250

4 Bedroom Rent:

$1602

Zip Code:

76427

Studio Rent:

$640

1 Bedroom Rent:

$737

2 Bedroom Rent:

$944

3 Bedroom Rent:

$1250

4 Bedroom Rent:

$1602

Zip Code:

76389

Studio Rent:

$640

1 Bedroom Rent:

$737

2 Bedroom Rent:

$944

3 Bedroom Rent:

$1250

4 Bedroom Rent:

$1602

Zip Code:

76401

Studio Rent:

$640

1 Bedroom Rent:

$737

2 Bedroom Rent:

$944

3 Bedroom Rent:

$1250

4 Bedroom Rent:

$1602

Zip Code:

76445

Studio Rent:

$640

1 Bedroom Rent:

$737

2 Bedroom Rent:

$944

3 Bedroom Rent:

$1250

4 Bedroom Rent:

$1602

Zip Code:

76370

Studio Rent:

$640

1 Bedroom Rent:

$737

2 Bedroom Rent:

$944

3 Bedroom Rent:

$1250

4 Bedroom Rent:

$1602

Zip Code:

76436

Studio Rent:

$640

1 Bedroom Rent:

$737

2 Bedroom Rent:

$944

3 Bedroom Rent:

$1250

4 Bedroom Rent:

$1602

Zip Code:

76402

Studio Rent:

$640

1 Bedroom Rent:

$737

2 Bedroom Rent:

$944

3 Bedroom Rent:

$1250

4 Bedroom Rent:

$1602

Zip Code:

76442

Studio Rent:

$640

1 Bedroom Rent:

$737

2 Bedroom Rent:

$944

3 Bedroom Rent:

$1250

4 Bedroom Rent:

$1602

Zip Code:

76433

Studio Rent:

$640

1 Bedroom Rent:

$737

2 Bedroom Rent:

$944

3 Bedroom Rent:

$1250

4 Bedroom Rent:

$1602

Zip Code:

76454

Studio Rent:

$640

1 Bedroom Rent:

$740

2 Bedroom Rent:

$950

3 Bedroom Rent:

$1260

4 Bedroom Rent:

$1610

Zip Code:

76443

Studio Rent:

$640

1 Bedroom Rent:

$737

2 Bedroom Rent:

$944

3 Bedroom Rent:

$1250

4 Bedroom Rent:

$1602

Zip Code:

76379

Studio Rent:

$730

1 Bedroom Rent:

$840

2 Bedroom Rent:

$1070

3 Bedroom Rent:

$1420

4 Bedroom Rent:

$1820

Zip Code:

76373

Studio Rent:

$640

1 Bedroom Rent:

$737

2 Bedroom Rent:

$944

3 Bedroom Rent:

$1250

4 Bedroom Rent:

$1602

Zip Code:

76430

Studio Rent:

$730

1 Bedroom Rent:

$840

2 Bedroom Rent:

$1070

3 Bedroom Rent:

$1420

4 Bedroom Rent:

$1820

Zip Code:

76367

Studio Rent:

$640

1 Bedroom Rent:

$737

2 Bedroom Rent:

$944

3 Bedroom Rent:

$1250

4 Bedroom Rent:

$1602

Zip Code:

76455

Studio Rent:

$640

1 Bedroom Rent:

$737

2 Bedroom Rent:

$944

3 Bedroom Rent:

$1250

4 Bedroom Rent:

$1602

Zip Code:

76444

Studio Rent:

$640

1 Bedroom Rent:

$737

2 Bedroom Rent:

$944

3 Bedroom Rent:

$1250

4 Bedroom Rent:

$1602

Zip Code:

76380

Studio Rent:

$640

1 Bedroom Rent:

$737

2 Bedroom Rent:

$944

3 Bedroom Rent:

$1250

4 Bedroom Rent:

$1602

Zip Code:

76448

Studio Rent:

$640

1 Bedroom Rent:

$740

2 Bedroom Rent:

$950

3 Bedroom Rent:

$1260

4 Bedroom Rent:

$1610

Zip Code:

76426

Studio Rent:

$640

1 Bedroom Rent:

$737

2 Bedroom Rent:

$944

3 Bedroom Rent:

$1250

4 Bedroom Rent:

$1602

Zip Code:

76450

Studio Rent:

$640

1 Bedroom Rent:

$737

2 Bedroom Rent:

$944

3 Bedroom Rent:

$1250

4 Bedroom Rent:

$1602

Zip Code:

76446

Studio Rent:

$640

1 Bedroom Rent:

$737

2 Bedroom Rent:

$944

3 Bedroom Rent:

$1250

4 Bedroom Rent:

$1602

Zip Code:

76431

Studio Rent:

$640

1 Bedroom Rent:

$737

2 Bedroom Rent:

$944

3 Bedroom Rent:

$1250

4 Bedroom Rent:

$1602

Zip Code:

76371

Studio Rent:

$640

1 Bedroom Rent:

$737

2 Bedroom Rent:

$944

3 Bedroom Rent:

$1250

4 Bedroom Rent:

$1602

Zip Code:

76452

Studio Rent:

$640

1 Bedroom Rent:

$737

2 Bedroom Rent:

$944

3 Bedroom Rent:

$1250

4 Bedroom Rent:

$1602

Zip Code:

76424

Studio Rent:

$640

1 Bedroom Rent:

$737

2 Bedroom Rent:

$944

3 Bedroom Rent:

$1250

4 Bedroom Rent:

$1602

Zip Code:

76435

Studio Rent:

$640

1 Bedroom Rent:

$737

2 Bedroom Rent:

$944

3 Bedroom Rent:

$1250

4 Bedroom Rent:

$1602

Zip Code:

76384

Studio Rent:

$640

1 Bedroom Rent:

$737

2 Bedroom Rent:

$944

3 Bedroom Rent:

$1250

4 Bedroom Rent:

$1602

Zip Code:

76388

Studio Rent:

$640

1 Bedroom Rent:

$740

2 Bedroom Rent:

$950

3 Bedroom Rent:

$1260

4 Bedroom Rent:

$1610

Zip Code:

76429

Studio Rent:

$740

1 Bedroom Rent:

$850

2 Bedroom Rent:

$1090

3 Bedroom Rent:

$1440

4 Bedroom Rent:

$1850

⚡️
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Frequently Asked Section 8 Investing Questions

Fair Market Rent (FMR): HUD sets FMR by bedroom size for each area.

Payment Standard: The local PHA sets this between 90–110% of the FMR. It's the max PHA assistance.

Gross Rent: Contract rent (charged by landlord) + utility allowance (estimated tenant utility costs). Must fit payment standard limits.

Housing Assistance Payment (HAP):

The PHA pays the lower of:

  • Payment standard - Tenant's Total Tenant Payment (TTP).
  • Gross rent - TTP.

Example:

  • Payment standard: $1,500
  • Contract rent: $1,400
  • Utility allowance: $100
  • Tenant's TTP: $400
  • Gross rent: $1,500 ($1,400 + $100).
  • HAP: $1,100 (lower of $1,500 - $400 or $1,500 - $400).

Landlord receives $1,100 (PHA) + $400 (tenant) = $1,500 total.