2025 FMR And Section 8 Rents For Gadsden AL

Section 8 is a federal program that guarantees monthly rent payments to landlords. The U.S. Department of Housing and Urban Development (HUD) publishes Fair Market Rents, which are 40th percentile averages of local rents, to determine their standard payment amount.

Use our Section 8 rents table to find the best market for Section 8 investment. See Section 8 rents in each zip code of gadsden, AL.

Typically, the government guarantees 70% of the rent payment, and the tenant pays the remaining 30%. Section 8 tenants typically stay in their units 6-7x longer than regular tenants.

Zip CodeStudio1 Bed2 Bed3 Bed4 Bed
28103$637$817$940$1170$1252
28102$640$820$940$1170$1252
28117$780$850$970$1240$1350
28108$870$1110$1280$1590$1700
28114$780$850$970$1240$1350
28104$637$817$940$1170$1252
28115$637$817$940$1170$1252
28098$780$850$970$1240$1350
28107$780$960$1110$1380$1480
28110$637$817$940$1170$1252
28120$670$817$940$1230$1300
28112$637$817$940$1170$1252
28105$637$817$940$1170$1252
28109$780$850$970$1240$1350
28119$637$817$940$1170$1252
28124$640$817$940$1170$1252
28101$637$817$940$1170$1252

Zip Code:

28103

Studio Rent:

$637

1 Bedroom Rent:

$817

2 Bedroom Rent:

$940

3 Bedroom Rent:

$1170

4 Bedroom Rent:

$1252

Zip Code:

28102

Studio Rent:

$640

1 Bedroom Rent:

$820

2 Bedroom Rent:

$940

3 Bedroom Rent:

$1170

4 Bedroom Rent:

$1252

Zip Code:

28117

Studio Rent:

$780

1 Bedroom Rent:

$850

2 Bedroom Rent:

$970

3 Bedroom Rent:

$1240

4 Bedroom Rent:

$1350

Zip Code:

28108

Studio Rent:

$870

1 Bedroom Rent:

$1110

2 Bedroom Rent:

$1280

3 Bedroom Rent:

$1590

4 Bedroom Rent:

$1700

Zip Code:

28114

Studio Rent:

$780

1 Bedroom Rent:

$850

2 Bedroom Rent:

$970

3 Bedroom Rent:

$1240

4 Bedroom Rent:

$1350

Zip Code:

28104

Studio Rent:

$637

1 Bedroom Rent:

$817

2 Bedroom Rent:

$940

3 Bedroom Rent:

$1170

4 Bedroom Rent:

$1252

Zip Code:

28115

Studio Rent:

$637

1 Bedroom Rent:

$817

2 Bedroom Rent:

$940

3 Bedroom Rent:

$1170

4 Bedroom Rent:

$1252

Zip Code:

28098

Studio Rent:

$780

1 Bedroom Rent:

$850

2 Bedroom Rent:

$970

3 Bedroom Rent:

$1240

4 Bedroom Rent:

$1350

Zip Code:

28107

Studio Rent:

$780

1 Bedroom Rent:

$960

2 Bedroom Rent:

$1110

3 Bedroom Rent:

$1380

4 Bedroom Rent:

$1480

Zip Code:

28110

Studio Rent:

$637

1 Bedroom Rent:

$817

2 Bedroom Rent:

$940

3 Bedroom Rent:

$1170

4 Bedroom Rent:

$1252

Zip Code:

28120

Studio Rent:

$670

1 Bedroom Rent:

$817

2 Bedroom Rent:

$940

3 Bedroom Rent:

$1230

4 Bedroom Rent:

$1300

Zip Code:

28112

Studio Rent:

$637

1 Bedroom Rent:

$817

2 Bedroom Rent:

$940

3 Bedroom Rent:

$1170

4 Bedroom Rent:

$1252

Zip Code:

28105

Studio Rent:

$637

1 Bedroom Rent:

$817

2 Bedroom Rent:

$940

3 Bedroom Rent:

$1170

4 Bedroom Rent:

$1252

Zip Code:

28109

Studio Rent:

$780

1 Bedroom Rent:

$850

2 Bedroom Rent:

$970

3 Bedroom Rent:

$1240

4 Bedroom Rent:

$1350

Zip Code:

28119

Studio Rent:

$637

1 Bedroom Rent:

$817

2 Bedroom Rent:

$940

3 Bedroom Rent:

$1170

4 Bedroom Rent:

$1252

Zip Code:

28124

Studio Rent:

$640

1 Bedroom Rent:

$817

2 Bedroom Rent:

$940

3 Bedroom Rent:

$1170

4 Bedroom Rent:

$1252

Zip Code:

28101

Studio Rent:

$637

1 Bedroom Rent:

$817

2 Bedroom Rent:

$940

3 Bedroom Rent:

$1170

4 Bedroom Rent:

$1252

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Frequently Asked Section 8 Investing Questions

Fair Market Rent (FMR): HUD sets FMR by bedroom size for each area.

Payment Standard: The local PHA sets this between 90–110% of the FMR. It's the max PHA assistance.

Gross Rent: Contract rent (charged by landlord) + utility allowance (estimated tenant utility costs). Must fit payment standard limits.

Housing Assistance Payment (HAP):

The PHA pays the lower of:

  • Payment standard - Tenant's Total Tenant Payment (TTP).
  • Gross rent - TTP.

Example:

  • Payment standard: $1,500
  • Contract rent: $1,400
  • Utility allowance: $100
  • Tenant's TTP: $400
  • Gross rent: $1,500 ($1,400 + $100).
  • HAP: $1,100 (lower of $1,500 - $400 or $1,500 - $400).

Landlord receives $1,100 (PHA) + $400 (tenant) = $1,500 total.