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View 2026 Section 8 rent amounts, estimated payment standard ranges, and local median rent comparisons by ZIP code in Wilmington, NC.
ZIP codes covered
15
2 bedroom rent range
$1,430 - $2,470
3 bedroom rent range
$1,880 - $3,240
Median rent ZIPs
10
The table below shows 2026 HUD Fair Market Rents for each zip code in Wilmington, NC. Local housing authorities use FMR data when setting Section 8 payment standards, but actual payment standards are set locally and may differ from the FMR.
| Zip Code | Studio | 1 Bed | 2 Bed | 3 Bed | 4 Bed |
|---|---|---|---|---|---|
| 28401 | $980 | $1300 | $1430 | $1880 | $2240 |
| 28402 | $1140 | $1510 | $1660 | $2180 | $2320 |
| 28403 | $1140 | $1510 | $1650 | $2170 | $2310 |
| 28404 | $1140 | $1510 | $1660 | $2180 | $2320 |
| 28405 | $1180 | $1560 | $1710 | $2240 | $2390 |
| 28406 | $1140 | $1510 | $1660 | $2180 | $2320 |
| 28408 | $1140 | $1510 | $1660 | $2180 | $2320 |
| 28409 | $1350 | $1790 | $1960 | $2570 | $2740 |
| 28410 | $1140 | $1510 | $1660 | $2180 | $2320 |
| 28411 | $1420 | $1860 | $2040 | $2680 | $2870 |
| 28412 | $1200 | $1590 | $1740 | $2280 | $2430 |
| 28428 | $1230 | $1630 | $1790 | $2350 | $2500 |
| 28429 | $980 | $1290 | $1430 | $1880 | $2240 |
| 28449 | $1210 | $1610 | $1760 | $2310 | $2520 |
| 28480 | $1700 | $2250 | $2470 | $3240 | $3450 |
Zip Code:
28401
Studio Rent:
$980
1 Bedroom Rent:
$1300
2 Bedroom Rent:
$1430
3 Bedroom Rent:
$1880
4 Bedroom Rent:
$2240
Zip Code:
28402
Studio Rent:
$1140
1 Bedroom Rent:
$1510
2 Bedroom Rent:
$1660
3 Bedroom Rent:
$2180
4 Bedroom Rent:
$2320
Zip Code:
28403
Studio Rent:
$1140
1 Bedroom Rent:
$1510
2 Bedroom Rent:
$1650
3 Bedroom Rent:
$2170
4 Bedroom Rent:
$2310
Zip Code:
28404
Studio Rent:
$1140
1 Bedroom Rent:
$1510
2 Bedroom Rent:
$1660
3 Bedroom Rent:
$2180
4 Bedroom Rent:
$2320
Zip Code:
28405
Studio Rent:
$1180
1 Bedroom Rent:
$1560
2 Bedroom Rent:
$1710
3 Bedroom Rent:
$2240
4 Bedroom Rent:
$2390
Zip Code:
28406
Studio Rent:
$1140
1 Bedroom Rent:
$1510
2 Bedroom Rent:
$1660
3 Bedroom Rent:
$2180
4 Bedroom Rent:
$2320
Zip Code:
28408
Studio Rent:
$1140
1 Bedroom Rent:
$1510
2 Bedroom Rent:
$1660
3 Bedroom Rent:
$2180
4 Bedroom Rent:
$2320
Zip Code:
28409
Studio Rent:
$1350
1 Bedroom Rent:
$1790
2 Bedroom Rent:
$1960
3 Bedroom Rent:
$2570
4 Bedroom Rent:
$2740
Zip Code:
28410
Studio Rent:
$1140
1 Bedroom Rent:
$1510
2 Bedroom Rent:
$1660
3 Bedroom Rent:
$2180
4 Bedroom Rent:
$2320
Zip Code:
28411
Studio Rent:
$1420
1 Bedroom Rent:
$1860
2 Bedroom Rent:
$2040
3 Bedroom Rent:
$2680
4 Bedroom Rent:
$2870
Zip Code:
28412
Studio Rent:
$1200
1 Bedroom Rent:
$1590
2 Bedroom Rent:
$1740
3 Bedroom Rent:
$2280
4 Bedroom Rent:
$2430
Zip Code:
28428
Studio Rent:
$1230
1 Bedroom Rent:
$1630
2 Bedroom Rent:
$1790
3 Bedroom Rent:
$2350
4 Bedroom Rent:
$2500
Zip Code:
28429
Studio Rent:
$980
1 Bedroom Rent:
$1290
2 Bedroom Rent:
$1430
3 Bedroom Rent:
$1880
4 Bedroom Rent:
$2240
Zip Code:
28449
Studio Rent:
$1210
1 Bedroom Rent:
$1610
2 Bedroom Rent:
$1760
3 Bedroom Rent:
$2310
4 Bedroom Rent:
$2520
Zip Code:
28480
Studio Rent:
$1700
1 Bedroom Rent:
$2250
2 Bedroom Rent:
$2470
3 Bedroom Rent:
$3240
4 Bedroom Rent:
$3450
Local housing authorities commonly set payment standards around 90% to 110% of HUD Fair Market Rent, with exceptions possible. The ranges below are estimates based on HUD FMR data, not official local PHA payment standards.
| Zip Code | Studio | 1 Bed | 2 Bed | 3 Bed | 4 Bed |
|---|---|---|---|---|---|
| 28401 | $882 - $1,078 | $1,170 - $1,430 | $1,287 - $1,573 | $1,692 - $2,068 | $2,016 - $2,464 |
| 28402 | $1,026 - $1,254 | $1,359 - $1,661 | $1,494 - $1,826 | $1,962 - $2,398 | $2,088 - $2,552 |
| 28403 | $1,026 - $1,254 | $1,359 - $1,661 | $1,485 - $1,815 | $1,953 - $2,387 | $2,079 - $2,541 |
| 28404 | $1,026 - $1,254 | $1,359 - $1,661 | $1,494 - $1,826 | $1,962 - $2,398 | $2,088 - $2,552 |
| 28405 | $1,062 - $1,298 | $1,404 - $1,716 | $1,539 - $1,881 | $2,016 - $2,464 | $2,151 - $2,629 |
| 28406 | $1,026 - $1,254 | $1,359 - $1,661 | $1,494 - $1,826 | $1,962 - $2,398 | $2,088 - $2,552 |
| 28408 | $1,026 - $1,254 | $1,359 - $1,661 | $1,494 - $1,826 | $1,962 - $2,398 | $2,088 - $2,552 |
| 28409 | $1,215 - $1,485 | $1,611 - $1,969 | $1,764 - $2,156 | $2,313 - $2,827 | $2,466 - $3,014 |
| 28410 | $1,026 - $1,254 | $1,359 - $1,661 | $1,494 - $1,826 | $1,962 - $2,398 | $2,088 - $2,552 |
| 28411 | $1,278 - $1,562 | $1,674 - $2,046 | $1,836 - $2,244 | $2,412 - $2,948 | $2,583 - $3,157 |
| 28412 | $1,080 - $1,320 | $1,431 - $1,749 | $1,566 - $1,914 | $2,052 - $2,508 | $2,187 - $2,673 |
| 28428 | $1,107 - $1,353 | $1,467 - $1,793 | $1,611 - $1,969 | $2,115 - $2,585 | $2,250 - $2,750 |
| 28429 | $882 - $1,078 | $1,161 - $1,419 | $1,287 - $1,573 | $1,692 - $2,068 | $2,016 - $2,464 |
| 28449 | $1,089 - $1,331 | $1,449 - $1,771 | $1,584 - $1,936 | $2,079 - $2,541 | $2,268 - $2,772 |
| 28480 | $1,530 - $1,870 | $2,025 - $2,475 | $2,223 - $2,717 | $2,916 - $3,564 | $3,105 - $3,795 |
This comparison uses Census ACS 2024 5-year median gross rent data by ZIP Code Tabulation Area. The table defaults to 2-bedroom and 3-bedroom units because those are the most common investor and landlord comparisons.
| Zip Code | 2 Bed Section 8 | 2 Bed Median Rent | 2 Bed Difference | 3 Bed Section 8 | 3 Bed Median Rent | 3 Bed Difference |
|---|---|---|---|---|---|---|
| 28401 | $1,430 | $1,303 | +$127 (+10%) | $1,880 | $1,408 | +$472 (+34%) |
| 28403 | $1,650 | $1,423 | +$227 (+16%) | $2,170 | $1,727 | +$443 (+26%) |
| 28405 | $1,710 | $1,341 | +$369 (+28%) | $2,240 | $1,676 | +$564 (+34%) |
| 28409 | $1,960 | $1,226 | +$734 (+60%) | $2,570 | $1,609 | +$961 (+60%) |
| 28411 | $2,040 | $1,788 | +$252 (+14%) | $2,680 | $1,838 | +$842 (+46%) |
| 28412 | $1,740 | $1,438 | +$302 (+21%) | $2,280 | $1,723 | +$557 (+32%) |
| 28428 | $1,790 | $1,204 | +$586 (+49%) | $2,350 | $2,150 | +$200 (+9%) |
| 28429 | $1,430 | $860 | +$570 (+66%) | $1,880 | $1,337 | +$543 (+41%) |
| 28449 | $1,760 | N/A | N/A | $2,310 | $1,914 | +$396 (+21%) |
| 28480 | $2,470 | $1,659 | +$811 (+49%) | $3,240 | $2,828 | +$412 (+15%) |
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