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2025 FMR And Section 8 Rents For Elkhart Goshen IN

Section 8 is a federal program that guarantees monthly rent payments to landlords. The U.S. Department of Housing and Urban Development (HUD) publishes Fair Market Rents, which are 40th percentile averages of local rents, to determine their standard payment amount.

Use our Section 8 rents table to find the best market for Section 8 investment. See Section 8 rents in each zip code of elkhart-goshen, IN.

Typically, the government guarantees 70% of the rent payment, and the tenant pays the remaining 30%. Section 8 tenants typically stay in their units 6-7x longer than regular tenants.

Zip CodeStudio1 Bed2 Bed3 Bed4 Bed
25260$920$960$1200$1540$1600
25268$849$879$1102$1415$1468
25271$849$879$1102$1415$1468
25245$850$880$1102$1415$1468
25247$849$879$1102$1415$1468
25243$870$900$1130$1450$1500
25261$849$879$1102$1415$1468
25265$849$879$1102$1415$1468
25251$870$900$1130$1450$1500
25262$890$920$1150$1480$1530
25270$849$879$1102$1415$1468
25244$930$960$1210$1550$1610
25266$849$930$1102$1415$1470
25248$849$879$1102$1415$1468
25267$849$879$1102$1415$1468
25252$850$880$1102$1415$1468
25264$849$879$1102$1415$1468
25253$880$910$1140$1460$1520
25259$990$1220$1440$1830$1930

Zip Code:

25260

Studio Rent:

$920

1 Bedroom Rent:

$960

2 Bedroom Rent:

$1200

3 Bedroom Rent:

$1540

4 Bedroom Rent:

$1600

Zip Code:

25268

Studio Rent:

$849

1 Bedroom Rent:

$879

2 Bedroom Rent:

$1102

3 Bedroom Rent:

$1415

4 Bedroom Rent:

$1468

Zip Code:

25271

Studio Rent:

$849

1 Bedroom Rent:

$879

2 Bedroom Rent:

$1102

3 Bedroom Rent:

$1415

4 Bedroom Rent:

$1468

Zip Code:

25245

Studio Rent:

$850

1 Bedroom Rent:

$880

2 Bedroom Rent:

$1102

3 Bedroom Rent:

$1415

4 Bedroom Rent:

$1468

Zip Code:

25247

Studio Rent:

$849

1 Bedroom Rent:

$879

2 Bedroom Rent:

$1102

3 Bedroom Rent:

$1415

4 Bedroom Rent:

$1468

Zip Code:

25243

Studio Rent:

$870

1 Bedroom Rent:

$900

2 Bedroom Rent:

$1130

3 Bedroom Rent:

$1450

4 Bedroom Rent:

$1500

Zip Code:

25261

Studio Rent:

$849

1 Bedroom Rent:

$879

2 Bedroom Rent:

$1102

3 Bedroom Rent:

$1415

4 Bedroom Rent:

$1468

Zip Code:

25265

Studio Rent:

$849

1 Bedroom Rent:

$879

2 Bedroom Rent:

$1102

3 Bedroom Rent:

$1415

4 Bedroom Rent:

$1468

Zip Code:

25251

Studio Rent:

$870

1 Bedroom Rent:

$900

2 Bedroom Rent:

$1130

3 Bedroom Rent:

$1450

4 Bedroom Rent:

$1500

Zip Code:

25262

Studio Rent:

$890

1 Bedroom Rent:

$920

2 Bedroom Rent:

$1150

3 Bedroom Rent:

$1480

4 Bedroom Rent:

$1530

Zip Code:

25270

Studio Rent:

$849

1 Bedroom Rent:

$879

2 Bedroom Rent:

$1102

3 Bedroom Rent:

$1415

4 Bedroom Rent:

$1468

Zip Code:

25244

Studio Rent:

$930

1 Bedroom Rent:

$960

2 Bedroom Rent:

$1210

3 Bedroom Rent:

$1550

4 Bedroom Rent:

$1610

Zip Code:

25266

Studio Rent:

$849

1 Bedroom Rent:

$930

2 Bedroom Rent:

$1102

3 Bedroom Rent:

$1415

4 Bedroom Rent:

$1470

Zip Code:

25248

Studio Rent:

$849

1 Bedroom Rent:

$879

2 Bedroom Rent:

$1102

3 Bedroom Rent:

$1415

4 Bedroom Rent:

$1468

Zip Code:

25267

Studio Rent:

$849

1 Bedroom Rent:

$879

2 Bedroom Rent:

$1102

3 Bedroom Rent:

$1415

4 Bedroom Rent:

$1468

Zip Code:

25252

Studio Rent:

$850

1 Bedroom Rent:

$880

2 Bedroom Rent:

$1102

3 Bedroom Rent:

$1415

4 Bedroom Rent:

$1468

Zip Code:

25264

Studio Rent:

$849

1 Bedroom Rent:

$879

2 Bedroom Rent:

$1102

3 Bedroom Rent:

$1415

4 Bedroom Rent:

$1468

Zip Code:

25253

Studio Rent:

$880

1 Bedroom Rent:

$910

2 Bedroom Rent:

$1140

3 Bedroom Rent:

$1460

4 Bedroom Rent:

$1520

Zip Code:

25259

Studio Rent:

$990

1 Bedroom Rent:

$1220

2 Bedroom Rent:

$1440

3 Bedroom Rent:

$1830

4 Bedroom Rent:

$1930

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Frequently Asked Section 8 Investing Questions

Fair Market Rent (FMR): HUD sets FMR by bedroom size for each area.

Payment Standard: The local PHA sets this between 90–110% of the FMR. It's the max PHA assistance.

Gross Rent: Contract rent (charged by landlord) + utility allowance (estimated tenant utility costs). Must fit payment standard limits.

Housing Assistance Payment (HAP):

The PHA pays the lower of:

  • Payment standard - Tenant's Total Tenant Payment (TTP).
  • Gross rent - TTP.

Example:

  • Payment standard: $1,500
  • Contract rent: $1,400
  • Utility allowance: $100
  • Tenant's TTP: $400
  • Gross rent: $1,500 ($1,400 + $100).
  • HAP: $1,100 (lower of $1,500 - $400 or $1,500 - $400).

Landlord receives $1,100 (PHA) + $400 (tenant) = $1,500 total.