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View 2026 Section 8 rent amounts, estimated payment standard ranges, and local median rent comparisons by ZIP code in Jackson County, KY.
ZIP codes covered
8
2 bedroom rent range
$870 - $890
3 bedroom rent range
$1,130 - $1,210
Median rent ZIPs
4
The table below shows 2026 HUD Fair Market Rents for each zip code in Jackson County, KY. Local housing authorities use FMR data when setting Section 8 payment standards, but actual payment standards are set locally and may differ from the FMR.
| Zip Code | Studio | 1 Bed | 2 Bed | 3 Bed | 4 Bed |
|---|---|---|---|---|---|
| 40402 | $670 | $700 | $880 | $1170 | $1310 |
| 40434 | $620 | $660 | $870 | $1200 | $1210 |
| 40445 | $620 | $740 | $870 | $1130 | $1210 |
| 40447 | $620 | $660 | $870 | $1200 | $1210 |
| 40456 | $670 | $750 | $870 | $1200 | $1310 |
| 40481 | $620 | $660 | $870 | $1200 | $1210 |
| 40486 | $620 | $690 | $880 | $1190 | $1220 |
| 40962 | $680 | $780 | $890 | $1210 | $1350 |
Zip Code:
40402
Studio Rent:
$670
1 Bedroom Rent:
$700
2 Bedroom Rent:
$880
3 Bedroom Rent:
$1170
4 Bedroom Rent:
$1310
Zip Code:
40434
Studio Rent:
$620
1 Bedroom Rent:
$660
2 Bedroom Rent:
$870
3 Bedroom Rent:
$1200
4 Bedroom Rent:
$1210
Zip Code:
40445
Studio Rent:
$620
1 Bedroom Rent:
$740
2 Bedroom Rent:
$870
3 Bedroom Rent:
$1130
4 Bedroom Rent:
$1210
Zip Code:
40447
Studio Rent:
$620
1 Bedroom Rent:
$660
2 Bedroom Rent:
$870
3 Bedroom Rent:
$1200
4 Bedroom Rent:
$1210
Zip Code:
40456
Studio Rent:
$670
1 Bedroom Rent:
$750
2 Bedroom Rent:
$870
3 Bedroom Rent:
$1200
4 Bedroom Rent:
$1310
Zip Code:
40481
Studio Rent:
$620
1 Bedroom Rent:
$660
2 Bedroom Rent:
$870
3 Bedroom Rent:
$1200
4 Bedroom Rent:
$1210
Zip Code:
40486
Studio Rent:
$620
1 Bedroom Rent:
$690
2 Bedroom Rent:
$880
3 Bedroom Rent:
$1190
4 Bedroom Rent:
$1220
Zip Code:
40962
Studio Rent:
$680
1 Bedroom Rent:
$780
2 Bedroom Rent:
$890
3 Bedroom Rent:
$1210
4 Bedroom Rent:
$1350
Local housing authorities commonly set payment standards around 90% to 110% of HUD Fair Market Rent, with exceptions possible. The ranges below are estimates based on HUD FMR data, not official local PHA payment standards.
| Zip Code | Studio | 1 Bed | 2 Bed | 3 Bed | 4 Bed |
|---|---|---|---|---|---|
| 40402 | $603 - $737 | $630 - $770 | $792 - $968 | $1,053 - $1,287 | $1,179 - $1,441 |
| 40434 | $558 - $682 | $594 - $726 | $783 - $957 | $1,080 - $1,320 | $1,089 - $1,331 |
| 40445 | $558 - $682 | $666 - $814 | $783 - $957 | $1,017 - $1,243 | $1,089 - $1,331 |
| 40447 | $558 - $682 | $594 - $726 | $783 - $957 | $1,080 - $1,320 | $1,089 - $1,331 |
| 40456 | $603 - $737 | $675 - $825 | $783 - $957 | $1,080 - $1,320 | $1,179 - $1,441 |
| 40481 | $558 - $682 | $594 - $726 | $783 - $957 | $1,080 - $1,320 | $1,089 - $1,331 |
| 40486 | $558 - $682 | $621 - $759 | $792 - $968 | $1,071 - $1,309 | $1,098 - $1,342 |
| 40962 | $612 - $748 | $702 - $858 | $801 - $979 | $1,089 - $1,331 | $1,215 - $1,485 |
This comparison uses Census ACS 2024 5-year median gross rent data by ZIP Code Tabulation Area. The table defaults to 2-bedroom and 3-bedroom units because those are the most common investor and landlord comparisons.
| Zip Code | 2 Bed Section 8 | 2 Bed Median Rent | 2 Bed Difference | 3 Bed Section 8 | 3 Bed Median Rent | 3 Bed Difference |
|---|---|---|---|---|---|---|
| 40445 | $870 | N/A | N/A | $1,130 | N/A | N/A |
| 40447 | $870 | $674 | +$196 (+29%) | $1,200 | $861 | +$339 (+39%) |
| 40456 | $870 | $637 | +$233 (+37%) | $1,200 | $803 | +$397 (+49%) |
| 40962 | $890 | $644 | +$246 (+38%) | $1,210 | $854 | +$356 (+42%) |
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