Connect with Harpoon Capital for investor-friendly DSCR financing built around short-term rental cash flow.
Flexible, competitive loans for cash-flowing investment properties
Rates from
5.70%
Up to 85% financing
Purchase or refinance
FICO score of 620+
Title in LLC/Corporation
Qualify based on your property’s income potential, not your personal income.
If projected rental income > mortgage payment, you can qualify
Traditional lenders often struggle to understand the unique aspects of short-term rental investments. STR-specialized lenders offer distinct advantages:
Use projected STR income to qualify
Higher debt-to-income ratios accepted
Faster closing times
"The DSCR loan process was incredibly smooth. We closed in just 3 weeks and the rates were exactly what we needed for our STR investment."
Michael Chen
Mountain Cabin in Colorado
"Using a specialized STR lender made all the difference. They understood our business model and didn't require traditional income documentation."
Sarah Martinez
Beach Condo in Florida
Schedule a DSCR financing call with Harpoon Capital and see what your short-term rental investment may qualify for.