2025 FMR And Section 8 Rents For Santa Cruz Watsonville CA

Section 8 is a federal program that guarantees monthly rent payments to landlords. The U.S. Department of Housing and Urban Development (HUD) publishes Fair Market Rents, which are 40th percentile averages of local rents, to determine their standard payment amount.

Use our Section 8 rents table to find the best market for Section 8 investment. See Section 8 rents in each zip code of santa-cruz-watsonville, CA.

Typically, the government guarantees 70% of the rent payment, and the tenant pays the remaining 30%. Section 8 tenants typically stay in their units 6-7x longer than regular tenants.

Zip CodeStudio1 Bed2 Bed3 Bed4 Bed
66217$2849$3085$4054$5000$5504
66211$2960$3200$4210$5190$5720
66402$2850$3085$4054$5000$5504
66208$2849$3085$4054$5000$5504
66209$2850$3085$4054$5000$5504
66219$3040$3290$4320$5330$5870
66226$2849$3085$4054$5000$5504
66210$3230$3500$4600$5670$6250
66214$2900$3140$4120$5080$5590
66216$3040$3290$4320$5330$5870
66224$2850$3085$4054$5000$5504
66227$3310$3580$4710$5810$6400
66215$3250$3520$4630$5700$6280
66218$2849$3120$4054$5000$5504
66221$2850$3085$4054$5000$5504
66403$3050$3300$4340$5350$5890
66404$2849$3085$4054$5000$5504
66220$3360$3640$4780$5890$6490
66406$2850$3085$4054$5000$5504
66401$3290$3560$4680$5770$6350
66213$2900$3140$4130$5090$5610
66223$3020$3260$4290$5290$5820
66212$2849$3085$4054$5000$5504

Zip Code:

66217

Studio Rent:

$2849

1 Bedroom Rent:

$3085

2 Bedroom Rent:

$4054

3 Bedroom Rent:

$5000

4 Bedroom Rent:

$5504

Zip Code:

66211

Studio Rent:

$2960

1 Bedroom Rent:

$3200

2 Bedroom Rent:

$4210

3 Bedroom Rent:

$5190

4 Bedroom Rent:

$5720

Zip Code:

66402

Studio Rent:

$2850

1 Bedroom Rent:

$3085

2 Bedroom Rent:

$4054

3 Bedroom Rent:

$5000

4 Bedroom Rent:

$5504

Zip Code:

66208

Studio Rent:

$2849

1 Bedroom Rent:

$3085

2 Bedroom Rent:

$4054

3 Bedroom Rent:

$5000

4 Bedroom Rent:

$5504

Zip Code:

66209

Studio Rent:

$2850

1 Bedroom Rent:

$3085

2 Bedroom Rent:

$4054

3 Bedroom Rent:

$5000

4 Bedroom Rent:

$5504

Zip Code:

66219

Studio Rent:

$3040

1 Bedroom Rent:

$3290

2 Bedroom Rent:

$4320

3 Bedroom Rent:

$5330

4 Bedroom Rent:

$5870

Zip Code:

66226

Studio Rent:

$2849

1 Bedroom Rent:

$3085

2 Bedroom Rent:

$4054

3 Bedroom Rent:

$5000

4 Bedroom Rent:

$5504

Zip Code:

66210

Studio Rent:

$3230

1 Bedroom Rent:

$3500

2 Bedroom Rent:

$4600

3 Bedroom Rent:

$5670

4 Bedroom Rent:

$6250

Zip Code:

66214

Studio Rent:

$2900

1 Bedroom Rent:

$3140

2 Bedroom Rent:

$4120

3 Bedroom Rent:

$5080

4 Bedroom Rent:

$5590

Zip Code:

66216

Studio Rent:

$3040

1 Bedroom Rent:

$3290

2 Bedroom Rent:

$4320

3 Bedroom Rent:

$5330

4 Bedroom Rent:

$5870

Zip Code:

66224

Studio Rent:

$2850

1 Bedroom Rent:

$3085

2 Bedroom Rent:

$4054

3 Bedroom Rent:

$5000

4 Bedroom Rent:

$5504

Zip Code:

66227

Studio Rent:

$3310

1 Bedroom Rent:

$3580

2 Bedroom Rent:

$4710

3 Bedroom Rent:

$5810

4 Bedroom Rent:

$6400

Zip Code:

66215

Studio Rent:

$3250

1 Bedroom Rent:

$3520

2 Bedroom Rent:

$4630

3 Bedroom Rent:

$5700

4 Bedroom Rent:

$6280

Zip Code:

66218

Studio Rent:

$2849

1 Bedroom Rent:

$3120

2 Bedroom Rent:

$4054

3 Bedroom Rent:

$5000

4 Bedroom Rent:

$5504

Zip Code:

66221

Studio Rent:

$2850

1 Bedroom Rent:

$3085

2 Bedroom Rent:

$4054

3 Bedroom Rent:

$5000

4 Bedroom Rent:

$5504

Zip Code:

66403

Studio Rent:

$3050

1 Bedroom Rent:

$3300

2 Bedroom Rent:

$4340

3 Bedroom Rent:

$5350

4 Bedroom Rent:

$5890

Zip Code:

66404

Studio Rent:

$2849

1 Bedroom Rent:

$3085

2 Bedroom Rent:

$4054

3 Bedroom Rent:

$5000

4 Bedroom Rent:

$5504

Zip Code:

66220

Studio Rent:

$3360

1 Bedroom Rent:

$3640

2 Bedroom Rent:

$4780

3 Bedroom Rent:

$5890

4 Bedroom Rent:

$6490

Zip Code:

66406

Studio Rent:

$2850

1 Bedroom Rent:

$3085

2 Bedroom Rent:

$4054

3 Bedroom Rent:

$5000

4 Bedroom Rent:

$5504

Zip Code:

66401

Studio Rent:

$3290

1 Bedroom Rent:

$3560

2 Bedroom Rent:

$4680

3 Bedroom Rent:

$5770

4 Bedroom Rent:

$6350

Zip Code:

66213

Studio Rent:

$2900

1 Bedroom Rent:

$3140

2 Bedroom Rent:

$4130

3 Bedroom Rent:

$5090

4 Bedroom Rent:

$5610

Zip Code:

66223

Studio Rent:

$3020

1 Bedroom Rent:

$3260

2 Bedroom Rent:

$4290

3 Bedroom Rent:

$5290

4 Bedroom Rent:

$5820

Zip Code:

66212

Studio Rent:

$2849

1 Bedroom Rent:

$3085

2 Bedroom Rent:

$4054

3 Bedroom Rent:

$5000

4 Bedroom Rent:

$5504

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Frequently Asked Section 8 Investing Questions

Fair Market Rent (FMR): HUD sets FMR by bedroom size for each area.

Payment Standard: The local PHA sets this between 90–110% of the FMR. It's the max PHA assistance.

Gross Rent: Contract rent (charged by landlord) + utility allowance (estimated tenant utility costs). Must fit payment standard limits.

Housing Assistance Payment (HAP):

The PHA pays the lower of:

  • Payment standard - Tenant's Total Tenant Payment (TTP).
  • Gross rent - TTP.

Example:

  • Payment standard: $1,500
  • Contract rent: $1,400
  • Utility allowance: $100
  • Tenant's TTP: $400
  • Gross rent: $1,500 ($1,400 + $100).
  • HAP: $1,100 (lower of $1,500 - $400 or $1,500 - $400).

Landlord receives $1,100 (PHA) + $400 (tenant) = $1,500 total.