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View 2026 Section 8 rent amounts, estimated payment standard ranges, and local median rent comparisons by ZIP code in Clay County, NC.
ZIP codes covered
5
2 bedroom rent range
$930 - $1,030
3 bedroom rent range
$1,230 - $1,420
Median rent ZIPs
3
The table below shows 2026 HUD Fair Market Rents for each zip code in Clay County, NC. Local housing authorities use FMR data when setting Section 8 payment standards, but actual payment standards are set locally and may differ from the FMR.
| Zip Code | Studio | 1 Bed | 2 Bed | 3 Bed | 4 Bed |
|---|---|---|---|---|---|
| 28734 | $780 | $830 | $970 | $1230 | $1380 |
| 28902 | $780 | $830 | $960 | $1320 | $1510 |
| 28904 | $870 | $940 | $1030 | $1420 | $1550 |
| 28906 | $780 | $830 | $930 | $1280 | $1480 |
| 28909 | $830 | $890 | $1000 | $1380 | $1600 |
Zip Code:
28734
Studio Rent:
$780
1 Bedroom Rent:
$830
2 Bedroom Rent:
$970
3 Bedroom Rent:
$1230
4 Bedroom Rent:
$1380
Zip Code:
28902
Studio Rent:
$780
1 Bedroom Rent:
$830
2 Bedroom Rent:
$960
3 Bedroom Rent:
$1320
4 Bedroom Rent:
$1510
Zip Code:
28904
Studio Rent:
$870
1 Bedroom Rent:
$940
2 Bedroom Rent:
$1030
3 Bedroom Rent:
$1420
4 Bedroom Rent:
$1550
Zip Code:
28906
Studio Rent:
$780
1 Bedroom Rent:
$830
2 Bedroom Rent:
$930
3 Bedroom Rent:
$1280
4 Bedroom Rent:
$1480
Zip Code:
28909
Studio Rent:
$830
1 Bedroom Rent:
$890
2 Bedroom Rent:
$1000
3 Bedroom Rent:
$1380
4 Bedroom Rent:
$1600
Local housing authorities commonly set payment standards around 90% to 110% of HUD Fair Market Rent, with exceptions possible. The ranges below are estimates based on HUD FMR data, not official local PHA payment standards.
| Zip Code | Studio | 1 Bed | 2 Bed | 3 Bed | 4 Bed |
|---|---|---|---|---|---|
| 28734 | $702 - $858 | $747 - $913 | $873 - $1,067 | $1,107 - $1,353 | $1,242 - $1,518 |
| 28902 | $702 - $858 | $747 - $913 | $864 - $1,056 | $1,188 - $1,452 | $1,359 - $1,661 |
| 28904 | $783 - $957 | $846 - $1,034 | $927 - $1,133 | $1,278 - $1,562 | $1,395 - $1,705 |
| 28906 | $702 - $858 | $747 - $913 | $837 - $1,023 | $1,152 - $1,408 | $1,332 - $1,628 |
| 28909 | $747 - $913 | $801 - $979 | $900 - $1,100 | $1,242 - $1,518 | $1,440 - $1,760 |
This comparison uses Census ACS 2024 5-year median gross rent data by ZIP Code Tabulation Area. The table defaults to 2-bedroom and 3-bedroom units because those are the most common investor and landlord comparisons.
| Zip Code | 2 Bed Section 8 | 2 Bed Median Rent | 2 Bed Difference | 3 Bed Section 8 | 3 Bed Median Rent | 3 Bed Difference |
|---|---|---|---|---|---|---|
| 28734 | $970 | $811 | +$159 (+20%) | $1,230 | $884 | +$346 (+39%) |
| 28904 | $1,030 | $803 | +$227 (+28%) | $1,420 | $1,533 | -$113 (-7%) |
| 28906 | $930 | $798 | +$132 (+17%) | $1,280 | $929 | +$351 (+38%) |
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