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View 2026 Section 8 rent amounts, estimated payment standard ranges, and local median rent comparisons by ZIP code in Shelby County, KY.
ZIP codes covered
17
2 bedroom rent range
$1,040 - $1,800
3 bedroom rent range
$1,320 - $2,300
Median rent ZIPs
11
The table below shows 2026 HUD Fair Market Rents for each zip code in Shelby County, KY. Local housing authorities use FMR data when setting Section 8 payment standards, but actual payment standards are set locally and may differ from the FMR.
| Zip Code | Studio | 1 Bed | 2 Bed | 3 Bed | 4 Bed |
|---|---|---|---|---|---|
| 40003 | $1040 | $1130 | $1260 | $1560 | $1870 |
| 40014 | $1050 | $1150 | $1390 | $1790 | $2070 |
| 40019 | $800 | $880 | $1070 | $1390 | $1590 |
| 40022 | $930 | $1000 | $1140 | $1440 | $1700 |
| 40023 | $1280 | $1400 | $1710 | $2190 | $2540 |
| 40046 | $800 | $900 | $1080 | $1400 | $1640 |
| 40056 | $1090 | $1180 | $1440 | $1840 | $2140 |
| 40057 | $1040 | $1130 | $1330 | $1690 | $1980 |
| 40065 | $960 | $1030 | $1150 | $1430 | $1710 |
| 40066 | $950 | $1020 | $1140 | $1410 | $1690 |
| 40067 | $1100 | $1190 | $1380 | $1750 | $2050 |
| 40068 | $1000 | $1080 | $1300 | $1650 | $1930 |
| 40071 | $850 | $920 | $1120 | $1430 | $1660 |
| 40076 | $850 | $970 | $1100 | $1390 | $1620 |
| 40245 | $1380 | $1490 | $1800 | $2300 | $2680 |
| 40342 | $840 | $950 | $1040 | $1320 | $1480 |
| 40601 | $800 | $880 | $1090 | $1420 | $1690 |
Zip Code:
40003
Studio Rent:
$1040
1 Bedroom Rent:
$1130
2 Bedroom Rent:
$1260
3 Bedroom Rent:
$1560
4 Bedroom Rent:
$1870
Zip Code:
40014
Studio Rent:
$1050
1 Bedroom Rent:
$1150
2 Bedroom Rent:
$1390
3 Bedroom Rent:
$1790
4 Bedroom Rent:
$2070
Zip Code:
40019
Studio Rent:
$800
1 Bedroom Rent:
$880
2 Bedroom Rent:
$1070
3 Bedroom Rent:
$1390
4 Bedroom Rent:
$1590
Zip Code:
40022
Studio Rent:
$930
1 Bedroom Rent:
$1000
2 Bedroom Rent:
$1140
3 Bedroom Rent:
$1440
4 Bedroom Rent:
$1700
Zip Code:
40023
Studio Rent:
$1280
1 Bedroom Rent:
$1400
2 Bedroom Rent:
$1710
3 Bedroom Rent:
$2190
4 Bedroom Rent:
$2540
Zip Code:
40046
Studio Rent:
$800
1 Bedroom Rent:
$900
2 Bedroom Rent:
$1080
3 Bedroom Rent:
$1400
4 Bedroom Rent:
$1640
Zip Code:
40056
Studio Rent:
$1090
1 Bedroom Rent:
$1180
2 Bedroom Rent:
$1440
3 Bedroom Rent:
$1840
4 Bedroom Rent:
$2140
Zip Code:
40057
Studio Rent:
$1040
1 Bedroom Rent:
$1130
2 Bedroom Rent:
$1330
3 Bedroom Rent:
$1690
4 Bedroom Rent:
$1980
Zip Code:
40065
Studio Rent:
$960
1 Bedroom Rent:
$1030
2 Bedroom Rent:
$1150
3 Bedroom Rent:
$1430
4 Bedroom Rent:
$1710
Zip Code:
40066
Studio Rent:
$950
1 Bedroom Rent:
$1020
2 Bedroom Rent:
$1140
3 Bedroom Rent:
$1410
4 Bedroom Rent:
$1690
Zip Code:
40067
Studio Rent:
$1100
1 Bedroom Rent:
$1190
2 Bedroom Rent:
$1380
3 Bedroom Rent:
$1750
4 Bedroom Rent:
$2050
Zip Code:
40068
Studio Rent:
$1000
1 Bedroom Rent:
$1080
2 Bedroom Rent:
$1300
3 Bedroom Rent:
$1650
4 Bedroom Rent:
$1930
Zip Code:
40071
Studio Rent:
$850
1 Bedroom Rent:
$920
2 Bedroom Rent:
$1120
3 Bedroom Rent:
$1430
4 Bedroom Rent:
$1660
Zip Code:
40076
Studio Rent:
$850
1 Bedroom Rent:
$970
2 Bedroom Rent:
$1100
3 Bedroom Rent:
$1390
4 Bedroom Rent:
$1620
Zip Code:
40245
Studio Rent:
$1380
1 Bedroom Rent:
$1490
2 Bedroom Rent:
$1800
3 Bedroom Rent:
$2300
4 Bedroom Rent:
$2680
Zip Code:
40342
Studio Rent:
$840
1 Bedroom Rent:
$950
2 Bedroom Rent:
$1040
3 Bedroom Rent:
$1320
4 Bedroom Rent:
$1480
Zip Code:
40601
Studio Rent:
$800
1 Bedroom Rent:
$880
2 Bedroom Rent:
$1090
3 Bedroom Rent:
$1420
4 Bedroom Rent:
$1690
Local housing authorities commonly set payment standards around 90% to 110% of HUD Fair Market Rent, with exceptions possible. The ranges below are estimates based on HUD FMR data, not official local PHA payment standards.
| Zip Code | Studio | 1 Bed | 2 Bed | 3 Bed | 4 Bed |
|---|---|---|---|---|---|
| 40003 | $936 - $1,144 | $1,017 - $1,243 | $1,134 - $1,386 | $1,404 - $1,716 | $1,683 - $2,057 |
| 40014 | $945 - $1,155 | $1,035 - $1,265 | $1,251 - $1,529 | $1,611 - $1,969 | $1,863 - $2,277 |
| 40019 | $720 - $880 | $792 - $968 | $963 - $1,177 | $1,251 - $1,529 | $1,431 - $1,749 |
| 40022 | $837 - $1,023 | $900 - $1,100 | $1,026 - $1,254 | $1,296 - $1,584 | $1,530 - $1,870 |
| 40023 | $1,152 - $1,408 | $1,260 - $1,540 | $1,539 - $1,881 | $1,971 - $2,409 | $2,286 - $2,794 |
| 40046 | $720 - $880 | $810 - $990 | $972 - $1,188 | $1,260 - $1,540 | $1,476 - $1,804 |
| 40056 | $981 - $1,199 | $1,062 - $1,298 | $1,296 - $1,584 | $1,656 - $2,024 | $1,926 - $2,354 |
| 40057 | $936 - $1,144 | $1,017 - $1,243 | $1,197 - $1,463 | $1,521 - $1,859 | $1,782 - $2,178 |
| 40065 | $864 - $1,056 | $927 - $1,133 | $1,035 - $1,265 | $1,287 - $1,573 | $1,539 - $1,881 |
| 40066 | $855 - $1,045 | $918 - $1,122 | $1,026 - $1,254 | $1,269 - $1,551 | $1,521 - $1,859 |
| 40067 | $990 - $1,210 | $1,071 - $1,309 | $1,242 - $1,518 | $1,575 - $1,925 | $1,845 - $2,255 |
| 40068 | $900 - $1,100 | $972 - $1,188 | $1,170 - $1,430 | $1,485 - $1,815 | $1,737 - $2,123 |
| 40071 | $765 - $935 | $828 - $1,012 | $1,008 - $1,232 | $1,287 - $1,573 | $1,494 - $1,826 |
| 40076 | $765 - $935 | $873 - $1,067 | $990 - $1,210 | $1,251 - $1,529 | $1,458 - $1,782 |
| 40245 | $1,242 - $1,518 | $1,341 - $1,639 | $1,620 - $1,980 | $2,070 - $2,530 | $2,412 - $2,948 |
| 40342 | $756 - $924 | $855 - $1,045 | $936 - $1,144 | $1,188 - $1,452 | $1,332 - $1,628 |
| 40601 | $720 - $880 | $792 - $968 | $981 - $1,199 | $1,278 - $1,562 | $1,521 - $1,859 |
This comparison uses Census ACS 2024 5-year median gross rent data by ZIP Code Tabulation Area. The table defaults to 2-bedroom and 3-bedroom units because those are the most common investor and landlord comparisons.
| Zip Code | 2 Bed Section 8 | 2 Bed Median Rent | 2 Bed Difference | 3 Bed Section 8 | 3 Bed Median Rent | 3 Bed Difference |
|---|---|---|---|---|---|---|
| 40014 | $1,390 | $1,206 | +$184 (+15%) | $1,790 | $1,647 | +$143 (+9%) |
| 40019 | $1,070 | $811 | +$259 (+32%) | $1,390 | $943 | +$447 (+47%) |
| 40056 | $1,440 | N/A | N/A | $1,840 | $1,704 | +$136 (+8%) |
| 40057 | $1,330 | $847 | +$483 (+57%) | $1,690 | $879 | +$811 (+92%) |
| 40065 | $1,150 | $1,056 | +$94 (+9%) | $1,430 | $1,113 | +$317 (+28%) |
| 40067 | $1,380 | N/A | N/A | $1,750 | $1,217 | +$533 (+44%) |
| 40068 | $1,300 | N/A | N/A | $1,650 | $1,168 | +$482 (+41%) |
| 40071 | $1,120 | $909 | +$211 (+23%) | $1,430 | $1,014 | +$416 (+41%) |
| 40245 | $1,800 | $1,682 | +$118 (+7%) | $2,300 | $2,232 | +$68 (+3%) |
| 40342 | $1,040 | $899 | +$141 (+16%) | $1,320 | $1,072 | +$248 (+23%) |
| 40601 | $1,090 | $998 | +$92 (+9%) | $1,420 | $1,127 | +$293 (+26%) |
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