2025 FMR and Section 8 Rents in New Jersey

Section 8 is a federal program that guarantees monthly rent payments to landlords. The U.S. Department of Housing and Urban Development (HUD) publishes Fair Market Rents, which are 40th percentile averages of local rents, to determine their standard payment amount.

Use our Section 8 rents table to find the best market for Section 8 investment. See Section 8 rents in each city and zip code.

Typically, the government guarantees 70% of the rent payment, and the tenant pays the remaining 30%. Section 8 tenants typically stay in their units 6-7x longer than regular tenants.

Click the column header to sort each column. Click state name to explore Section 8 Rents by city.

County Name / City
Studio Rent
1 Bedroom Rent
2 Bedroom Rent
3 Bedroom Rent
4 Bedroom Rent

Atlantic City Hammonton

$1,560$1,780$2,220$3,130$3,430

Bergen Passaic

$1,400$1,645$1,892$2,342$2,946

Jersey City

$2,990$3,040$3,450$4,290$4,780

Middlesex Somerset Hunterdon

$1,770$1,980$2,500$3,030$3,330

Monmouth Ocean

$1,440$1,610$1,990$2,700$3,020

Newark

$1,379$1,590$1,916$2,424$2,800

Ocean City

$1,110$1,194$1,570$1,973$2,090

Philadelphia Camden Wilmington

$1,303$1,451$1,737$2,100$2,422

Trenton

$1,880$2,100$2,510$3,030$3,500

Vineland Bridgeton

$1,190$1,220$1,550$2,050$2,120

Warren County

$1,630$1,820$2,270$2,780$3,110

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Frequently Asked Section 8 Investing Questions

Fair Market Rent (FMR): HUD sets FMR by bedroom size for each area.

Payment Standard: The local PHA sets this between 90–110% of the FMR. It's the max PHA assistance.

Gross Rent: Contract rent (charged by landlord) + utility allowance (estimated tenant utility costs). Must fit payment standard limits.

Housing Assistance Payment (HAP):

The PHA pays the lower of:

  • Payment standard - Tenant's Total Tenant Payment (TTP).
  • Gross rent - TTP.

Example:

  • Payment standard: $1,500
  • Contract rent: $1,400
  • Utility allowance: $100
  • Tenant's TTP: $400
  • Gross rent: $1,500 ($1,400 + $100).
  • HAP: $1,100 (lower of $1,500 - $400 or $1,500 - $400).

Landlord receives $1,100 (PHA) + $400 (tenant) = $1,500 total.