Question 1

How many Airbnb and VRBO listings are in Panama City Beach?

Accepted Answer

Over the 12 months ending September 2026, the Panama City Beach market averaged 24,836 active Airbnb and VRBO listings, up 10% from a year earlier and up 36% over two years.

Question 2

How much do Airbnbs and VRBOs make in Panama City Beach?

Accepted Answer

An average Panama City Beach listing earns $65K/year. High-performing listings earn $132K, while low-performing listings earn $28K.

Question 3

How much does it cost to buy an Airbnb or VRBO property in Panama City Beach?

Accepted Answer

Median Panama City Beach home prices by size are 1-bedroom $294K, 2-bedroom $227K, 3-bedroom $299K, and 4+ bedroom $410K.

Question 4

What is the occupancy rate for Airbnb and VRBO in Panama City Beach?

Accepted Answer

Average occupancy in Panama City Beach is 37%, producing RevPAR of $140 per available night.

Question 5

Are short-term rentals legal in Panama City Beach?

Accepted Answer

Rules vary across Panama City Beach. Panama City Beach: Lenient. Business tax receipt and tourist development tax registration required. No owner-occupancy rules or density limits. Light enforcement, primarily tax-focused.
Destin: Moderate. Business tax receipt, state registration, tourist development tax required. No owner-occupancy mandate. Standard enforcement through tax compliance.
Fort Walton Beach: Moderate. Business tax receipt, state registration, zoning compliance required. No owner-occupancy rules. Moderate enforcement via complaints and tax audits. Verify requirements for the property's jurisdiction.

Question 6

Is the Panama City Beach Airbnb and VRBO market oversaturated?

Accepted Answer

The Panama City Beach Airbnb and VRBO market appears broadly balanced. Supply has grown 10% year-over-year, while RevPAR has increased 25%, showing no clear supply-demand imbalance.

Question 7

When is peak season for Airbnbs and VRBOs in Panama City Beach?

Accepted Answer

RevPAR is highest in July and June; it is lowest in January and February.

Question 8

Which Airbnb and VRBO amenities matter most in Panama City Beach?

Accepted Answer

The most common amenities are Air Conditioning (99%), TV (98%), Kitchen (98%). The strongest positive revenue associations are Bicycles (+75%), Washing Machine (+24%), Bbq (+19%).

Question 9

What is the average nightly rate for Airbnbs and VRBOs in Panama City Beach?

Accepted Answer

Average daily rate in Panama City Beach is $371, up 17% year-over-year. Rates peak in July and are lowest in February.

Question 10

How far in advance do guests book Airbnb and VRBO stays in Panama City Beach?

Accepted Answer

Guests in Panama City Beach book an average of 52 days in advance, up 14% from last year. Booking windows range from 45 days for 1-bedroom listings to 59 days for 4+ bedroom listings.

Question 11

Which days of the week perform best for Airbnbs and VRBOs in Panama City Beach?

Accepted Answer

Booking demand is highest on Saturday and lowest on Tuesday. Nightly rates peak on Saturday and are lowest on Wednesday. Weekend occupancy is 19% higher than weekday occupancy.

Question 12

How is gross yield calculated?

Accepted Answer

For each eligible home, annual room-revenue potential is divided by a ZIP- and bedroom-matched home-value estimate. Groups show the median of those yields. Cleaning income is excluded. Gross yield is before expenses and financing.

Neighborhood	Revenue (potential)	Gross yield
1.Panama City	$33.4K 90 listings	17.1% 90 listings
2.East 30A	$92.7K 2,699 listings	15.1% 2,699 listings
3.Callaway & East Bay	$38.6K 31 listings	14.0% 31 listings
4.Grand Lagoon & Thomas Drive	$52.0K 2,443 listings	13.7% 2,443 listings
5.Long Beach	$45.9K 3,562 listings	13.5% 3,562 listings
6.Middle Beach & Open Sands	$47.8K 2,204 listings	11.8% 2,204 listings
7.Pier Park & West Beach	$50.2K 2,807 listings	11.3% 2,807 listings
8.Laguna Beach & West End	$59.1K 1,189 listings	10.6% 1,189 listings
9.Lynn Haven	$36.9K 24 listings	9.9% 24 listings