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BNBCalc Short Term Rental Investment Analysis 540 Otsego Dr, San Diego, CA, 92103

6 bed • 5 bath • 18 guests • $2,999,000

BNB

Calc

Annual Revenue

$280,142

Profit (Cash Flow)

$154,599

Cap Rate

6.5%

Annual Revenue

$280,142

AirDNA projects $1,351/night at 70% occupancy ($345,411). Airbtics projects $691/night at 72% occupancy ($181,716). Airbtics predicts this property will perform in the 47% revenue percentile

BNB Calc projects a 59% occupancy rate, $1,300 rate per night.

Revenue Percentile (property's earnings compare to others in the market}

Percentiles25%50%75%90%
Revenue$112,981$166,211$280,485$375,742
Occupancy61%68%82%94%
Nightly Rate$499$659$920$1,075

Seasonality (Profit by Month)

Sign up to view the full seasonality chart

Airbnb Comparables

Airbnb name
Revenue
Rate/night
Occupancy
Beds
Baths
Night
Cleaning
Pool
Tub
Pets
W/D
Reviews
Luxury 6BD/5BA Mission Hills/Hillcrest Retreat!
$196,113
$942
55%
652$400❌❌✅Y / Y⭐️ 5 (41)
Lovely Victorian Home in the Heart of San Diego
$114,011
$517
58%
63.52$250❌❌❌Y / Y⭐️ 5 (83)
The Alfred Mansion
$168,047
$932
49%
552$450✅❌❌Y / Y⭐️ 5 (153)
6BR in Mission Hills-Little Italy Area
$201,524
$580
94%
74.52$395✅✅✅Y / Y⭐️ 5 (81)
Private yard, Fire pit, Secret Room & Coffee Bar
$138,779
$786
48%
62.52$99❌❌❌Y / Y⭐️ 5 (41)
Lux Escape 3: Views, Spa, Games, Safari Tent, Golf
$242,613
$664
99%
63.51$249❌✅❌Y / Y⭐️ 5 (37)
Blue Lagoon + Bonus Apt! Views, Game Room, Luxury!
$214,071
$588
99%
531$249✅✅✅Y / Y⭐️ 5 (34)
7 BD house in Mission Hills
$210,301
$605
94%
74.52$395✅✅✅Y / Y⭐️ 5 (29)
Luxurious 4200 Sq Ft 6 Bedroom Mediterannean Villa
$374,576
$1,012
100%
652$375❌❌❌Y / Y⭐️ 5 (31)
Modern 5bedroom With Breathtaking views
$110,616
$447
67%
532$250❌✅✅Y / Y⭐️ 5 (127)
The Elizabeth Residence
$152,543
$814
51%
542$300❌❌❌Y / Y⭐️ 5 (98)
TuCasa | Luxury 4 Story Villa in Little Italy
$188,371
$639
79%
532$450❌❌❌Y / Y⭐️ 5 (42)
Balboa I by AvantStay | Adjacent to Balboa Park
$132,577
$430
80%
631$600❌❌❌Y / Y⭐️ 4.5 (50)
Ocean/Bay View Estate-Pool-Jacuzzi-Sauna-Game Room
$335,626
$1,165
78%
533$275✅✅❌Y / Y⭐️ 5 (46)
Hilltop Hacienda - Private Villa! Panoramic Views!
$248,635
$682
99%
53.51$249❌✅❌Y / Y⭐️ 5 (87)
Luxury Tuscan Estate
$267,592
$1,233
59%
543$435✅✅✅Y / Y⭐️ 5 (34)
Urban Oasis in Hillcrest/Mission Hills
$166,494
$722
62%
533$275✅✅✅Y / Y⭐️ 5 (49)
Luxury Home W/ Arcades, Fire Pit, & Amazing Views
$276,915
$983
75%
53.52$379❌❌✅Y / Y⭐️ 5 (14)
Heart of San Diego in Old Town. Private Oasis 6
$173,307
$690
68%
662$525✅✅❌Y / Y⭐️ 5 (103)
South Park Gem: Heated Pool, Walk to Dining/Shops
$145,105
$556
69%
532$390✅❌✅Y / Y⭐️ 5 (45)
The Banker's Hill Park House and Carriage House
$177,889
$523
91%
644$320❌❌✅Y / Y⭐️ 4.9 (26)
Spacious Central & Chic 5BR w/ Luxe Outdoor Living
$110,163
$386
77%
532$195❌❌❌Y / Y⭐️ 5 (209)
Balboa Mansion 6BR•Hot Tub•Big Backyard•Sleeps 15
$173,967
$688
68%
642$300✅✅✅Y / Y⭐️ 5 (27)
Multi Family San Diego Central
$99,675
$398
65%
642$275❌❌✅Y / Y⭐️ 4.5 (6)
5 BR Spacious Modern Home with 2 Spas
$130,854
$367
90%
532$365❌✅❌Y / Y⭐️ 5 (40)
San Diego Central Multi Homes
$68,035
$265
65%
632$275❌❌✅Y / Y⭐️ 5 (63)
"1 to 16 Guests - Main House + Guest House & Pool"
$215,029
$1,263
46%
643$395✅✅✅Y / Y⭐️ 5 (40)
Central San Diego Multi-Homes
$75,466
$284
67%
642$275❌❌✅Y / Y⭐️ 5 (19)
Mission Bay Gem 14 Person Home near the Bay.
$121,585
$403
81%
543$350❌❌❌Y / Y⭐️ 5 (128)
Heart of San Diego in Old Town. Private Oasis 5
$154,444
$624
67%
54.52$465✅✅❌Y / Y⭐️ 5 (64)
6 Br * 2 Fire Pit* 2 Kitchens*Historic Post Office
$336,081
$1,065
85%
643$450❌❌✅Y / Y⭐️ 5 (6)
San Diego Villa with pool, spa & sunset views - S6
$196,312
$917
58%
652$525✅✅❌Y / Y⭐️ 5 (122)
The Elizabeth Manor
$241,883
$1,192
55%
652$400❌❌❌Y / Y⭐️ 4.8 (31)
6 Bedroom in the Heart of Hillcrest!
$229,565
$720
86%
632$300❌❌❌Y / Y⭐️ 4.9 (8)
*2 Homes in 1* | Sleeps 18 | 10 Min to Zoo/Beach!
$93,934
$327
74%
642$245❌❌❌Y / Y⭐️ 5 (41)
Best near Downtown - Bamboo Loft 6BR sleeps 24
$174,966
$656
72%
64.52$298❌❌✅Y / Y⭐️ 5 (259)
Sun Cottage 5BR House @ Resort. Convention + SAN
$77,985
$273
76%
522$135❌❌✅Y / Y⭐️ 5 (116)
Resort Perks: 17-bed Surf Loft, private deck
$147,692
$612
65%
642$298❌❌✅Y / Y⭐️ 5 (155)
Luxury Gated Mission Bay Estate
$239,173
$1,054
62%
543$435✅✅✅Y / Y⭐️ 4.5 (32)
Hawaiian Loft 6BR for 24 Guests + Beachy Speakeasy
$139,507
$663
56%
632$295❌❌✅Y / Y⭐️ 5 (85)

Return Metrics

16.91% cash on cash return is a great return over the next 1 year

Investment Value Over Time

Y1Y2Y3Y4Y5Y10Y30
Profit (Cummulative)$154,598$309,197$463,796$618,394$772,993$1,545,986$4,637,960
Revenue Appreciation$28,014$58,829$92,727$130,013$171,029$446,474$4,608,170
Home Equity$2,009,329$2,009,329$2,009,329$2,009,329$2,009,329$2,009,329$2,009,329
Down Payment$989,670$989,670$989,670$989,670$989,670$989,670$989,670
Property Appreciation$119,960$244,718$374,467$509,405$649,742$1,440,252$6,727,949
Total Return$3,301,572$3,611,745$3,929,990$4,256,814$4,592,765$6,431,713$18,973,080

Property Appreciation:

4%

Revenue Appreciation:

10%

Cash on Cash Return

16.91%

Cap Rate

6.47%

Return on Investment

30.06%

property-location

540 Otsego Dr San Diego, California, 92103

6 bed • 5 bath • 18 guests

Est. $14,384/mo

Agent

Inquire about this property

Contact Agent

$2,929,300

Zestimate

San Diego

Guide

Zoning

Market

Guide


Laws


Market Data

63

Airbnb Investor Score

$605

Annual Profit

6.5%

Cap Rate

16.9%

Cash on Cash

$280,142

Annual Revenue

BNBCalc predicts this property will get $691 per night with 72% occupancy, putting it in the top 47% revenue percentile compared to similar properties nearby.

Top 76% of comparables

Top 1% of comparables


Seasonality

Sign up to view the full seasonality chart

40

Airbnb Comparables

Adjust the filters to identify similar listings to yours. Then adjust your annual revenue estimate accordingly.

$181,550

Avg annual revenue

72%

Avg occupancy rate

$691

Avg nightly rate


🏊‍♂️ Pool
🛁 Hot tub
🐶 Pet friendly

Any type

House

Apartment

Any min stay

Weekly min

Monthly min

4.8+ stars

Revenue per year

$65k

$165k

$270k

$375k

Sign up to see the data on 40 all comparables

$154,599

Profit

Revenue

$280,142

Operating Expenses

$85,957

Operating Income

$194,185

Mortgage & Taxes

$39,587

Profit (Cash Flow)

$154,599

$1,079,640

Cash Investment

Down Payment

$989,670

Renos & Furnishing

$0

Closing Costs

$89,970

Total

$1,079,640

DSCR Ratio

Acceptable

1.00

Get a pre-qualification letter

Investment Value Over Time

Property Appreciation

4%

Revenue Appreciation

10%

Cash on Cash Return

16.91%

Cap Rate

6.47%

Profit (Cummulative)

$154,599

$2,009,330

$0

$119,960

$28,014

Total Gain

$324,609

STR Tax Calculator (USA)

On purchasing a large business asset, you can subtract the depreciation value from your taxable income in order to pay less income tax. Use this calculator to find out how much you can save. Read tax guide.

Your current annual income

Your income tax rate

%

Taxes paid on $150,000

$45,000

If you buy this investment property, your est deduction will be...

Deductible mortgage interest

$131,286

Deductible property tax

$39,587

Your total deduction

$304,071

Your adjusted annual income

$150,000 - $304,071 = -$154,071


Taxes on -$154,071 (30%)

-$46,221

Your old tax bill

$45,000

Your new tax bill

-$46,221


Estimated tax savings

$91,221

Maximize the depreciation value on your tax returns. Get $50 off cost segregation reports with code BNBCALC at DIYCostSeg.com

Property Overview

View property info, current ownership, recently sold comps, school zone ratings, area rents, and more.

Lot size:

7,840 sqft

Year built:

2016

Size:

3,292 sqft

Type:

SINGLE_FAMILY

Parking:

2

Heating:

Fireplace(s), Forced Air, Solar

Sold Comparables


Property Details

  • MLS Status: N/A
  • Property Use: SINGLE_FAMILY
  • Stories: 3
  • Lot size: 7,840 sqft
  • Building area: 3,292 sqft
  • Garage: Yes
  • Heating: Fireplace(s), forced air, solar
  • Pool: No
  • Fireplaces: -
  • Basement: No
  • Cooling: Central Air, ENERGY STAR Qualified Equipment
  • View: Canyon, Neighborhood, Trees/Woods, Valley
  • Parking: Driveway, Concrete, Garage, Garage Faces Front
  • Amenities: Dishwasher, Double Oven, Electric Cooktop, Microwave, Refrigerator, Tankless Water Heater, Dryer, Washer
  • Price per square foot: $889

Lot Info

  • Zoning: -
  • Land Use: -
  • Parcel Number: 4522540100
  • Flood Zone: No

Tax Info

  • Year Assessed: 2024
  • Assessed Value: $3,121,197
  • County Est. Land Value: -
  • Assessed Land Value: -
  • County Est. Structure Value: -
  • Market Estimate: $2,929,300


Schools

  • Middle School: Roosevelt International Middle School with 5/10 star rating
  • High School: San Diego High School with 5/10 star rating