BNBCalc Short Term Rental Investment Analysis 1008 Gum Street, Fernandina Beach, FL

1 bed • 1 bath • 1 guests • $383,100

BNB

Calc

Annual Revenue

$45,582

Profit (Cash Flow)

$134

Cap Rate

6.8%

Annual Revenue

$45,582

AirDNA projects $202/night at 60% occupancy ($44,267). Airbtics projects $192/night at 65% occupancy ($45,582). Airbtics predicts this property will perform in the 47% revenue percentile

BNB Calc projects a 65% occupancy rate, $192 rate per night.

Revenue Percentile (property's earnings compare to others in the market}

Percentiles	25%	50%	75%	90%
Revenue	$27,208	$47,795	$67,660	$84,930
Occupancy	54%	66%	78%	88%
Nightly Rate	$132	$192	$230	$257

Seasonality (Profit by Month)

Airbnb Comparables

Airbnb name	Revenue	Rate/night	Occupancy	Beds	Baths	Night	Cleaning	Pool	Tub	Pets	W/D	Reviews
The Terraces #202-Condo - Pool!	$44,922	$180	66%	1	1	1	$131	✅	❌	❌	Y / Y	⭐️ 4.5 (22)
Sea View is at the Beach!	$52,358	$225	61%	1	1	1	$236	✅	❌	❌	Y / Y	⭐️ 5 (14)
Private spacious ground level suite w/patio.	$30,379	$103	78%	1	1	2	$54	❌	❌	❌	Y / Y	⭐️ 5 (59)
Boho Surf Shack - Amelia Island	$41,284	$116	93%	1	1	1	$100	❌	❌	❌	Y / N	⭐️ 5 (96)
Sea Glass Cottage #3 \| Beachfront w/Dune Views	$61,004	$195	84%	1	1	30	$150	❌	❌	✅	Y / Y	⭐️ 5 (53)
Heron Cottage Apartment C - Beach Access	$39,077	$170	61%	1	1	2	$140	❌	❌	❌	Y / Y	⭐️ 5 (74)
Flamingo Loft \| Stunning Beach Views \| Two Decks	$67,096	$226	79%	1	1	2	$125	❌	❌	✅	Y / Y	⭐️ 5 (127)
Turtle Loft \| Stunning Beach Views \| Two Decks	$52,764	$190	73%	1	1	2	$125	❌	❌	✅	Y / Y	⭐️ 5 (123)
The Terraces #305 - Ocean View!	$52,211	$188	73%	1	1	1	$131	✅	❌	❌	Y / Y	⭐️ 4 (35)
Sea Glass Cottage #4 \| Steps to Beach \| Courtyard	$39,067	$118	88%	1	1	30	$150	❌	❌	✅	Y / Y	⭐️ 5 (40)
Coastal Charm Villa Steps Away from the Sand	$36,198	$127	75%	1	1	1	$75	❌	❌	✅	Y / Y	⭐️ 5 (118)
Amelia Island 1 Bedroom Beach Villa - C4	$39,834	$186	55%	1	1	1	$125	❌	❌	❌	Y / Y	⭐️ 5 (8)
Sea Breeze is at the Beach!	$53,539	$222	64%	1	2	1	$236	✅	❌	❌	Y / Y	⭐️ 4.5 (9)
Sea Glass Cottage #1 \| Renovated \| Steps to Beach	$72,704	$208	94%	1	1	1	$150	❌	❌	✅	Y / Y	⭐️ 5 (60)
Sea Nook is at the Beach!	$40,313	$190	54%	1	1	1	$210	✅	❌	❌	Y / Y	⭐️ 5 (14)
Ocean View	$73,835	$272	74%	1	2	3	$150	✅	❌	❌	Y / Y	⭐️ 5 (23)
Sandcastles 286 One Bedroom Ocean Front Studio	$59,718	$212	71%	1	1	2	$155	✅	❌	❌	N / N	⭐️ 4.5 (21)
Adorable French Cottage style - 1 bedroom.	$31,904	$104	78%	1	1	3	$99	❌	❌	✅	Y / Y	⭐️ 5 (103)
Amelia Island 1 Bedroom Beach Villa - C2	$63,985	$316	54%	1	1	1	$125	❌	❌	❌	Y / Y	⭐️ 4.6 (6)
Bright, Airy Oceanfront Condo on Amelia Island!	$56,119	$248	59%	1	2	1	$236	✅	❌	❌	Y / Y	⭐️ 5 (4)
Sea Glass Cottage #2 \| Beachfront w/Dune Views	$67,901	$204	89%	1	1	30	$150	❌	❌	✅	Y / Y	⭐️ 5 (60)
Amelia Island 1 Bedroom Beach Villa - C1	$37,855	$231	43%	1	1	1	$125	❌	❌	✅	Y / Y	⭐️ 4.7 (9)
Amelia Island 1 Bedroom Beach Villa - C3	$53,878	$230	62%	1	1	1	$125	❌	❌	✅	Y / Y	⭐️ 4.7 (15)
Island Life Near the Beach 1 bedroom apartment	$27,988	$105	66%	1	1	4	$175	✅	❌	❌	Y / Y	⭐️ 4.9 (19)
Large Oceanfront Condo with Private Balcony	$62,776	$256	67%	1	2	1	$0	✅	❌	❌	Y / Y	⭐️ 0 (2)
Oceanfront, Amelia South Condo 3rd Floor	$58,794	$251	64%	1	2	2	$0	✅	❌	❌	Y / N	⭐️ 5 (3)
Near Historic Downtown Fernandina Beach Cottage	$19,529	$116	46%	1	1	30	$0	❌	❌	✅	Y / Y	⭐️ 5 (4)
Fernandina Fossils Guesthouse (was Murree's Porch)	$41,862	$133	86%	1	1	4	$0	❌	❌	✅	N / Y	⭐️ 5 (140)
B3 Beach 5 Villas	$33,401	$234	39%	1	1	1	$0	❌	❌	❌	Y / Y	⭐️ 0 (2)
B1 Beach 5 Villas	$38,211	$232	45%	1	1	1	$0	❌	❌	❌	Y / Y	⭐️ 0 (0)
B4 Beach 5 Villas	$37,421	$213	48%	1	1	1	$0	❌	❌	❌	Y / Y	⭐️ 0 (3)
Serene retreat on Amelia Island	$44,659	$147	83%	1	2	30	$0	❌	❌	❌	Y / Y	⭐️ 5 (2)
1BR island hideaway with garden & WFH desk	$24,705	$201	33%	1	1	2	$105	❌	❌	❌	N / Y	⭐️ 4.5 (5)
Fort Clinch Camping (AP1)	$30,192	$150	55%	1	1	2	$0	❌	❌	❌	N / N	⭐️ 5 (4)
Pet-friendly Private Suite on Amelia Island	$36,637	$130	77%	1	1	2	$0	❌	❌	✅	N / Y	⭐️ 4.9 (51)
1961 Palm Drive	$32,965	$114	79%	1	1	1	$0	❌	❌	❌	Y / Y	⭐️ 0 (0)
Fort Clinch State park Glamping (AP2)	$19,368	$126	42%	1	1	2	$0	❌	❌	❌	N / N	⭐️ 5 (3)
UNDER THE ISLAND OAKS A unique garden hide-away	$65,148	$178	100%	1	1	2	$60	❌	❌	❌	N / Y	⭐️ 4.8 (62)

Return Metrics

0.14% cash on cash return is a fair return over the next 1 year

Investment Value Over Time

	Y1	Y2	Y3	Y4	Y5	Y10	Y30
Profit (Cummulative)	$134	$268	$402	$536	$670	$1,340	$4,020
Revenue Appreciation	$0	$0	$0	$0	$0	$0	$0
Home Equity	$306,480	$306,480	$306,480	$306,480	$306,480	$306,480	$306,480
Down Payment	$76,620	$76,620	$76,620	$76,620	$76,620	$76,620	$76,620
Property Appreciation	$11,493	$23,330	$35,523	$48,082	$61,017	$131,754	$546,784
Total Return	$394,727	$406,698	$419,025	$431,718	$444,787	$516,194	$933,904

Property Appreciation:

Revenue Appreciation:

Cash on Cash Return

0.14%

Cap Rate

6.78%

Return on Investment

16.66%

1008 Gum St Fernandina Beach, Florida, 32034

1 bed • 1 bath • 1 guests

Purchase Price

Est. $1,838/mo

Inquire about this property

Contact Agent

$383,100

Zestimate

Fernandina Beach

Guide

Zoning

Guide

Laws

Airbnb Investor Score

$134

Annual Profit

6.8%

Cap Rate

0.1%

Cash on Cash

$45,582

Annual Revenue

This property is projected to be in the top 47% revenue percentile compared to similar properties nearby.
Projected nightly rate is $202/night at 60% occupancy.Projected nightly rate is $192/night at 65% occupancy.

Occupancy Rate

Top 56% of comparables

Avg Daily Rate

Top 53% of comparables

Seasonality

40 Airbnb Comparables

Adjust the filters to identify similar listings to yours. Then adjust your annual revenue estimate accordingly.

$44,864

Avg annual revenue

65%

Avg occupancy rate

$192

Avg nightly rate

🏊‍♂️ Pool

🛁 Hot tub

🐶 Pet friendly

Any type

House

Apartment

Any min stay

Weekly min

Monthly min

4.8+ stars

Revenue per year

$20k

$35k

$55k

$75k

$134

Profit

Revenue

$45,582

Operating Expenses

$19,606

Operating Income

$25,977

Mortgage & Taxes

$25,843

Profit (Cash Flow)

$134

$92,363

Cash Investment

Down Payment

$76,620

Renos & Furnishing

$4,250

Closing Costs

$11,493

Total

$92,363

DSCR Ratio

Acceptable

1.01

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Investment Value Over Time

Property Appreciation

Revenue Appreciation

Cash on Cash Return

0.14%

Cap Rate

6.78%

Return on Investment

16.66%

STR Tax Calculator (USA)

On purchasing a large business asset, you can subtract the depreciation value from your taxable income in order to pay less income tax. Use this calculator to find out how much you can save. Read tax guide.

Your current annual income

Your income tax rate

Taxes paid on $150,000

$45,000

If you buy this investment property, your est deduction will be...

Deductible mortgage interest

$18,182

Deductible property tax

$3,793

Your total deduction

$38,406

Your adjusted annual income

$150,000 - $38,406 = $111,594

Taxes on $111,594 (30%)

$33,478

Your old tax bill

$45,000

Your new tax bill

$33,478

Estimated tax savings

$11,522

Maximize the depreciation value on your tax returns. Get $50 off cost segregation reports with code BNBCALC at DIYCostSeg.com

Property Overview

View property info, current ownership, recently sold comps, school zone ratings, area rents, and more.

Lot size:

5,044 sqft

Year built:

1949

Size:

1,502 sqft

Type:

MULTI_FAMILY

Parking:

Heating:

Central, Electric

Sold Comparables

Property Details

MLS Status: N/A

Property Use: MULTI_FAMILY

Stories: 1

Lot size: 5,044 sqft

Building area: 1,502 sqft

Garage: No

Heating: Central, electric

Pool: No

Fireplaces: -

Basement: No

Cooling: Central Air, Electric

View: -

Parking: Driveway

Amenities: Dryer, Refrigerator, Stove, Washer

Price per square foot: $255

Lot Info

Zoning: -

Land Use: -

Parcel Number: 000031180001560010

Flood Zone: No

Tax Info

Year Assessed: 2022

Assessed Value: $175,235

County Est. Land Value: -

Assessed Land Value: -

County Est. Structure Value: -

Market Estimate: $383,100

Schools