BNBCalc Short Term Rental Investment Analysis 2530 E 40th Plz, Panama City, FL 32405

3 bed • 2 bath • 9 guests • $289,900

BNB

Calc

Annual Revenue

$47,011

Profit (Cash Flow)

$7,663

Cap Rate

9.4%

Annual Revenue

$47,011

AirDNA projects $250/night at 64% occupancy ($58,439). Airbtics projects $211/night at 61% occupancy ($47,010). Airbtics predicts this property will perform in the 46% revenue percentile

BNB Calc projects a 61% occupancy rate, $211 rate per night.

Revenue Percentile (property's earnings compare to others in the market}

Percentiles	25%	50%	75%	90%
Revenue	$31,472	$43,293	$68,220	$103,529
Occupancy	55%	63%	71%	80%
Nightly Rate	$148	$178	$250	$339

Seasonality (Profit by Month)

Airbnb Comparables

Airbnb name	Revenue	Rate/night	Occupancy	Beds	Baths	Night	Cleaning	Pool	Tub	Pets	W/D	Reviews
Cedar House	$31,469	$130	60%	3	3	1	$107	❌	❌	❌	Y / Y	⭐️ 4.7 (123)
Welcome to GreyHaven House!	$47,631	$250	49%	3	3	3	$275	✅	❌	✅	Y / Y	⭐️ 5 (22)
Lovely Panama City Cottage: Walk to Bayside Beach!	$52,052	$205	65%	3	1	2	$155	❌	❌	❌	Y / Y	⭐️ 4.8 (19)
3-Bedroom House w/ patio	$26,587	$107	62%	3	1	2	$150	❌	❌	❌	Y / Y	⭐️ 5 (36)
Beach Bungalow! Walking distance of St Andrew Bay	$40,921	$151	71%	3	1	3	$150	❌	❌	❌	Y / Y	⭐️ 4.9 (56)
Dreamy Coastal Cottage Panama City Gem	$34,649	$213	42%	3	1	3	$185	❌	❌	❌	Y / Y	⭐️ 5 (45)
Immaculate Retreat! Short Walk to St Andrews Bay	$46,713	$201	57%	3	1	1	$175	❌	❌	✅	Y / Y	⭐️ 4.9 (36)
3BD/2B Tropical Island Style home w/Private Pool!	$95,307	$426	58%	3	2	2	$225	✅	❌	✅	Y / Y	⭐️ 4.8 (54)
Cozy 3 bedroom home 6 miles to Tyndall AFB	$66,276	$267	65%	3	3	2	$125	❌	❌	❌	Y / Y	⭐️ 4.8 (44)
3-Bedroom Beach cottage CLOSE to everything!	$45,926	$120	92%	3	1	1	$200	❌	❌	❌	Y / Y	⭐️ 4.8 (55)
Stylish 3BR/2BA House Minutes from PCB - Book now!	$36,797	$143	65%	3	2	2	$150	❌	❌	✅	Y / Y	⭐️ 4.9 (89)
Beautiful 3 bedroom house quite neighborhood	$49,451	$175	70%	3	2	1	$175	❌	❌	✅	Y / Y	⭐️ 5 (95)
Modern Getaway North of Panama City Beach	$36,015	$123	80%	3	2	1	$0	❌	❌	❌	Y / Y	⭐️ 4.8 (89)
~La Conchita ~ Private Pool~	$68,263	$188	87%	3	2	1	$200	✅	❌	✅	Y / Y	⭐️ 4.9 (88)
Escape to Paradise w Saltwater Pool 25 Min to PCB	$54,913	$161	90%	3	2	1	$120	✅	❌	❌	Y / Y	⭐️ 4.8 (37)
Hot Tub, Fire Pit, GmRm, FREE Activities, & More	$55,432	$180	80%	3	1	1	$185	✅	✅	✅	Y / Y	⭐️ 4.8 (23)
St Andrews Home - only minutes from the beach	$25,726	$213	33%	3	1	1	$0	❌	❌	❌	Y / Y	⭐️ 5 (30)
Historic 1910 Fortuna Cottage	$40,518	$265	40%	3	3	2	$150	❌	❌	❌	Y / Y	⭐️ 5 (13)
Large Home \| Private Pool \| 3 Miles to Bch	$129,593	$535	64%	3	3	2	$341	✅	❌	❌	Y / Y	⭐️ 4.8 (15)
Heart of the City -Near Shopping Restaurants Beach	$25,970	$136	48%	3	2	2	$210	❌	❌	❌	Y / Y	⭐️ 5 (36)
The Riviera Getaway	$30,910	$120	67%	3	2	2	$150	❌	❌	❌	Y / Y	⭐️ 4.8 (39)
Renovated Townhome by the Bay	$42,259	$142	74%	3	2	1	$200	❌	❌	❌	Y / Y	⭐️ 5 (40)
Sunnyside Bay · Pet friendly Sunnyside Bay	$55,946	$214	66%	3	1	1	$200	✅	❌	✅	Y / Y	⭐️ 4.8 (15)
Waterfront Lake House	$36,745	$177	51%	3	3	2	$270	❌	❌	❌	Y / Y	⭐️ 4.9 (10)
Ryzen Paradise	$42,967	$161	69%	3	2	1	$99	❌	❌	❌	Y / Y	⭐️ 4.7 (57)
1886 Historic Home - St. Andrews Bay View	$58,519	$251	60%	3	2	2	$175	❌	❌	❌	Y / Y	⭐️ 5 (47)
Spacious 3BR Bayview \| Balcony \| Pool	$22,479	$192	30%	3	3	3	$175	✅	✅	❌	Y / Y	⭐️ 4.3 (27)
Gateway to the Beach! Cheerful 3 Bedroom Home	$37,573	$174	59%	3	1	2	$0	❌	❌	❌	Y / Y	⭐️ 4.9 (10)
3BR/2BA Bayfront Home w/prvt. bch. Dog friendly	$100,422	$299	90%	3	2	2	$100	❌	❌	✅	Y / Y	⭐️ 5 (145)
Waterfront Paradise Townhome	$64,827	$293	57%	3	3	2	$200	❌	❌	❌	Y / Y	⭐️ 4.9 (8)
Home away from Home Close to the Bay & Beach	$38,820	$168	60%	3	2	3	$175	❌	❌	❌	Y / Y	⭐️ 4.9 (21)
🧜🏼‍♀️Mermaid Kisses-❤️of St Andrews, 10 mins to the 🏝.	$40,540	$137	74%	3	2	2	$125	❌	❌	✅	Y / Y	⭐️ 4.8 (144)
Cozy in St Andrews, Entire Place, Great Location	$37,540	$108	80%	3	2	1	$120	❌	❌	✅	Y / Y	⭐️ 4.8 (153)
Southport Getaway w/ Private Pool ~ 15 Mi to PCB!	$105,501	$400	71%	3	2	2	$155	✅	❌	❌	Y / Y	⭐️ 4.9 (13)
Pam's Place - entire house blocks from the Bay.	$44,874	$165	71%	3	2	3	$200	❌	❌	❌	Y / Y	⭐️ 5 (32)
The Shoreline House	$37,054	$153	63%	3	2	2	$200	✅	❌	✅	Y / Y	⭐️ 5 (15)
Aquamarine Dream Deluxe	$86,095	$393	59%	3	2	2	$185	❌	❌	❌	Y / Y	⭐️ 4.8 (69)
The Historic Haight & Zediker House c. 1904	$38,943	$250	40%	3	2	2	$150	❌	❌	❌	Y / Y	⭐️ 5 (22)

Return Metrics

10.19% cash on cash return is a good return over the next 1 year

Investment Value Over Time

	Y1	Y2	Y3	Y4	Y5	Y10	Y30
Profit (Cummulative)	$7,663	$15,326	$22,990	$30,653	$38,317	$76,634	$229,903
Revenue Appreciation	$0	$0	$0	$0	$0	$0	$0
Home Equity	$231,920	$231,920	$231,920	$231,920	$231,920	$231,920	$231,920
Down Payment	$57,980	$57,980	$57,980	$57,980	$57,980	$57,980	$57,980
Property Appreciation	$8,697	$17,654	$26,881	$36,385	$46,173	$99,701	$413,763
Total Return	$306,260	$322,881	$339,771	$356,938	$374,390	$466,235	$933,566

Property Appreciation:

Revenue Appreciation:

Cash on Cash Return

10.19%

Cap Rate

9.38%

Return on Investment

25.55%

2530 E 40th Plz Panama City, FL, 32405

3 bed • 2 bath • 9 guests

Purchase Price

Est. $1,390/mo

This property is for sale!

Contact Agent

Airbnb Investor Score

$7,663

Annual Profit

9.4%

Cap Rate

10.2%

Cash on Cash

$47,011

Annual Revenue

This property is projected to be in the top 46% revenue percentile compared to similar properties nearby.
Projected nightly rate is $250/night at 64% occupancy.Projected nightly rate is $211/night at 61% occupancy.

Occupancy Rate

Top 61% of comparables

Avg Daily Rate

Top 36% of comparables

Seasonality

40 Airbnb Comparables

Adjust the filters to identify similar listings to yours. Then adjust your annual revenue estimate accordingly.

$49,495

Avg annual revenue

61%

Avg occupancy rate

$211

Avg nightly rate

🏊‍♂️ Pool

🛁 Hot tub

🐶 Pet friendly

Any type

House

Apartment

Any min stay

Weekly min

Monthly min

4.8+ stars

Revenue per year

$15k

$55k

$90k

$130k

$7,663

Profit

Revenue

$47,011

Operating Expenses

$19,791

Operating Income

$27,219

Mortgage & Taxes

$19,556

Profit (Cash Flow)

$7,663

$75,177

Cash Investment

Down Payment

$57,980

Renos & Furnishing

$8,500

Closing Costs

$8,697

Total

$75,177

DSCR Ratio

Strong

1.39

<0>Get a pre-qualification letter</0>

Investment Value Over Time

Property Appreciation

Revenue Appreciation

Cash on Cash Return

10.19%

Cap Rate

9.38%

Return on Investment

25.55%

STR Tax Calculator (USA)

On purchasing a large business asset, you can subtract the depreciation value from your taxable income in order to pay less income tax. Use this calculator to find out how much you can save. Read tax guide.

Your current annual income

Your income tax rate

Taxes paid on $150,000

$45,000

If you buy this investment property, your est deduction will be...

Deductible mortgage interest

$13,759

Deductible property tax

$2,870

Your total deduction

$22,229

Your adjusted annual income

$150,000 - $22,229 = $127,771

Taxes on $127,771 (30%)

$38,331

Your old tax bill

$45,000

Your new tax bill

$38,331

Estimated tax savings

$6,669

Maximize the depreciation value on your tax returns. Get $50 off cost segregation reports with code BNBCALC at DIYCostSeg.com

Property Overview

View property info, current ownership, recently sold comps, school zone ratings, area rents, and more.

Lot size:

Year built:

Size:

Type:

SFR

Parking:

Heating:

Sold Comparables

Property Details

MLS Status: Active

Property Use: SFR

Stories: -

Lot size: -

Building area: -

Garage: No

Heating:

Pool: No

Fireplaces: -

Basement: No

Cooling: -

View: -

Parking: -

Amenities: -

Price per square foot: -

Lot Info

Zoning: -

Land Use: -

Parcel Number: -

Flood Zone: No

Tax Info

Year Assessed:

Assessed Value: -

County Est. Land Value: -

Assessed Land Value: -

County Est. Structure Value: -

Market Estimate: -